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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,654 | $88,672+6.7% | $105,223-10.0% | $82,448+14.8% |
| Participation rate | 64.5% | 67.9%-3.4pp | 75.0%-10.5pp | 68.1%-3.6pp |
| Annual return | 30.79% | 30.86%-0.1pp | 180.65%-149.9pp | 41.64%-10.8pp |
| Employer contribution / active EE | $2,467 | $3,048-19.1% | $3,689-33.1% | $2,551-3.3% |
| Participant deferral / active EE | $3,726 | $4,036-7.7% | $5,072-26.5% | $4,139-10.0% |
| Admin fee / account holder | $394 | $7,146-94.5% | $8,859-95.6% | $7,234-94.6% |