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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,310 | $77,814-36.6% | $158,223-68.8% | $86,983-43.3% |
| Participation rate | 48.0% | 68.4%-20.4pp | 79.2%-31.2pp | 69.5%-21.5pp |
| Annual return | 19.43% | 30.54%-11.1pp | 52.09%-32.7pp | 25.83%-6.4pp |
| Employer contribution / active EE | $288 | $2,592-88.9% | $4,109-93.0% | $2,584-88.9% |
| Participant deferral / active EE | $2,881 | $3,270-11.9% | $5,467-47.3% | $4,194-31.3% |
| Admin fee / account holder | $415 | $5,879-92.9% | $16,047-97.4% | $7,856-94.7% |