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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,890 | $23,330+88.1% | $64,489-31.9% | $82,448-46.8% |
| Participation rate | 96.9% | 68.3%+28.6pp | 67.7%+29.2pp | 68.1%+28.8pp |
| Annual return | 22.04% | 83.66%-61.6pp | 55.03%-33.0pp | 41.64%-19.6pp |
| Employer contribution / active EE | $529 | $824-35.8% | $1,523-65.2% | $2,551-79.3% |
| Participant deferral / active EE | $4,116 | $1,707+141.1% | $2,778+48.1% | $4,139-0.6% |
| Admin fee / account holder | $2,060 | $2,946-30.1% | $4,260-51.6% | $7,234-71.5% |