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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,926 | $88,672+131.1% | $105,223+94.8% | $82,448+148.6% |
| Participation rate | 79.3% | 67.9%+11.4pp | 75.0%+4.3pp | 68.1%+11.2pp |
| Annual return | 8.53% | 30.86%-22.3pp | 180.65%-172.1pp | 41.64%-33.1pp |
| Employer contribution / active EE | $2,713 | $3,048-11.0% | $3,689-26.5% | $2,551+6.3% |
| Participant deferral / active EE | $7,236 | $4,036+79.3% | $5,072+42.7% | $4,139+74.8% |
| Admin fee / account holder | $9,543 | $7,146+33.5% | $8,859+7.7% | $7,234+31.9% |