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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,074 | $139,948-22.1% | $121,663-10.3% | $154,746-29.5% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.5%+25.5pp | 80.7%+19.3pp |
| Annual return | 18.43% | 230.52%-212.1pp | 147.54%-129.1pp | 172.34%-153.9pp |
| Employer contribution / active EE | $6,028 | $3,521+71.2% | $3,020+99.6% | $4,379+37.7% |
| Participant deferral / active EE | $3,874 | $5,629-31.2% | $4,887-20.7% | $6,730-42.4% |
| Admin fee / account holder | $408 | $17,321-97.6% | $14,289-97.1% | $14,365-97.2% |