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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,074 | $132,634-17.8% | $115,768-5.8% | $137,256-20.5% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 18.43% | 160.70%-142.3pp | 100.46%-82.0pp | 220.34%-201.9pp |
| Employer contribution / active EE | $6,028 | $3,360+79.4% | $2,940+105.1% | $4,156+45.1% |
| Participant deferral / active EE | $3,874 | $5,619-31.0% | $4,917-21.2% | $6,407-39.5% |
| Admin fee / account holder | $408 | $15,028-97.3% | $12,439-96.7% | $12,270-96.7% |