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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,592 | $154,228-59.4% | $145,433-57.0% | $137,256-54.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 17.24% | 74.59%-57.3pp | 66.58%-49.3pp | 220.34%-203.1pp |
| Employer contribution / active EE | $8,793 | $4,804+83.0% | $4,554+93.1% | $4,156+111.6% |
| Participant deferral / active EE | $5,379 | $8,216-34.5% | $7,897-31.9% | $6,407-16.0% |
| Admin fee / account holder | $1,640 | $14,344-88.6% | $13,129-87.5% | $12,270-86.6% |