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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,023 | $95,453+168.2% | $112,040+128.5% | $82,448+210.5% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 16.53% | 23.92%-7.4pp | 24.52%-8.0pp | 41.64%-25.1pp |
| Employer contribution / active EE | $12,054 | $2,318+420.1% | $2,954+308.1% | $2,551+372.5% |
| Participant deferral / active EE | $6,961 | $4,224+64.8% | $5,098+36.6% | $4,139+68.2% |
| Admin fee / account holder | $15,926 | $9,013+76.7% | $12,098+31.6% | $7,234+120.1% |