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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,173 | $110,410+78.6% | $102,437+92.5% | $145,897+35.1% |
| Participation rate | 79.2% | 77.9%+1.2pp | 74.5%+4.7pp | 80.3%-1.1pp |
| Annual return | 10.18% | 24.85%-14.7pp | 24.95%-14.8pp | 552.29%-542.1pp |
| Employer contribution / active EE | $8,291 | $4,217+96.6% | $3,871+114.2% | $4,663+77.8% |
| Participant deferral / active EE | $4,037 | $5,622-28.2% | $5,060-20.2% | $6,689-39.6% |
| Admin fee / account holder | $1,742 | $9,745-82.1% | $8,388-79.2% | $13,390-87.0% |