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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,173 | $111,814+76.3% | $103,374+90.7% | $145,959+35.1% |
| Participation rate | 79.2% | 77.9%+1.2pp | 74.5%+4.7pp | 80.3%-1.1pp |
| Annual return | 10.18% | 24.77%-14.6pp | 24.89%-14.7pp | 561.95%-551.8pp |
| Employer contribution / active EE | $8,291 | $4,214+96.8% | $3,869+114.3% | $4,661+77.9% |
| Participant deferral / active EE | $4,037 | $5,618-28.1% | $5,058-20.2% | $6,689-39.6% |
| Admin fee / account holder | $1,742 | $9,754-82.1% | $8,394-79.2% | $13,398-87.0% |