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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,054 | $77,896+104.2% | $134,172+18.5% | $82,448+92.9% |
| Participation rate | 97.4% | 62.8%+34.6pp | 72.5%+24.9pp | 68.1%+29.3pp |
| Annual return | 14.67% | 18.21%-3.5pp | 25.30%-10.6pp | 41.64%-27.0pp |
| Employer contribution / active EE | $2,792 | $2,159+29.3% | $3,420-18.4% | $2,551+9.4% |
| Participant deferral / active EE | $5,428 | $3,162+71.7% | $4,690+15.7% | $4,139+31.1% |
| Admin fee / account holder | $4,369 | $6,336-31.0% | $12,016-63.6% | $7,234-39.6% |