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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,054 | $81,403+95.4% | $147,027+8.2% | $87,485+81.8% |
| Participation rate | 97.4% | 63.4%+33.9pp | 73.7%+23.6pp | 68.9%+28.4pp |
| Annual return | 14.67% | 16.51%-1.8pp | 20.23%-5.6pp | 26.06%-11.4pp |
| Employer contribution / active EE | $2,792 | $2,205+26.6% | $3,626-23.0% | $2,596+7.5% |
| Participant deferral / active EE | $5,428 | $3,315+63.7% | $4,933+10.0% | $4,274+27.0% |
| Admin fee / account holder | $4,369 | $6,755-35.3% | $12,223-64.3% | $7,775-43.8% |