PlanOptica
Pricing
Sign inCreate account
  1. Providers/
  2. BMO HARRIS BANK NA
All providers

BMO HARRIS BANK NA

58 known aliases resolved via the canonical alias map

Market position · 2024

Plans served65-71 YoYRank #243 of mapped providers
Assets under administration$34.9B0.1%Market share · rank #344
Fees received$2MMedian $17,426/planSum across Schedule C direct + indirect
Net wins YoY-559 won · 64 lostPlan-level switch detection
Plans served · 5-year trajectory
Market-share plans percent annotated. Bar height is raw plan count.
Customer-base shape
What does a typical BMO HARRIS BANK NA plan look like?
Service mix · median fees per plan
Count of plans where BMO HARRIS BANK NA ships each service code, and the median compensation they report under it.
ServicePlansMedian feesDistribution
Trustee (bank, trust company, or similar financial institution); Custodial (securities); Trustee (directed); Investment management; Direct payment from the planCode 19
28$18,812
Trustee (discretionary); Trustee (bank, trust company, or similar financial institution)Code 21
17$19,854
Direct payment from the plan; Custodial (other than securities)Code 18
6$15,910
Investment management; Investment management fees paid directly by planCode 28
4$31,415
Direct payment from the plan; Trustee (directed); Participant communication; Copying and duplicating; Recordkeeping fees; Custodial (securities); Float revenue; Trustee (bank, trust company, or similar financial institution); Recordkeeping and information management (computing, tabulating, data processing, etc.)Code 15
2$8,608
Plan Administrator; Direct payment from the planCode 14
1$7,490
Trustee (directed)Code 25
1$48,836
Investment advisory (participants)Code 26
1$11,979
Competitor overlap
Percent of BMO HARRIS BANK NA's plans that also list each competitor on Schedule C. High numbers = co-living partners; low numbers = direct displacement targets.
Plans won in 2024
Appeared this year; did not appear last year under BMO HARRIS BANK NA.
SponsorFromAssets
NATIONAL RURAL ELECTRIC COOPERATIVE ASSOCIATIONVA · 530116145-444
CLOUDBERRY CREATIVE, INC.$16.8B
BOARD OF TRUSTEES, MEBA PENSION TRUST-MONEY PURCHASE BENEFITMD · 516029896-003
CONCUR TECHNOLOGIES$306M
BARRY CALLEBAUT USA SERVICE COMPANY, INC.IL · 363484272-002
BARRY CALLEBAUT USA SERVICE COMPANY$50M
BOARD OF TRUSTEES, MINNEAPOLIS RETAIL MEAT CUTTERS ANDMN · 832598425-001
INVESCO$29M
CHEETAH CHASSIS CORPORATIONPA · 233027736-016
CAPITAL TRUSTEES$5M
GONNELLA BAKING COMPANYIL · 361143800-001
SLC MANAGEMENT$0
WOMBLE BOND DICKINSON (US), LLPNC · 560308470-006
(new plan)$0
WOMBLE BOND DICKINSON (US), LLPNC · 560308470-007
(new plan)$0
Plans lost in 2024
Appeared last year under BMO HARRIS BANK NA; not this year.
SponsorToAssets
BMO FINANCIAL CORP.IL · 510275712-001
GREAT-WEST LIFE & ANNUITY INSURANCE$4.5B
HARLEY-DAVIDSON MOTOR COMPANY, INCWI · 391972791-001
MIDWEST INSTITUTIONAL TRUST COMPANY$1.9B
BD OF TRUSTEES LOCAL 705 I.B. OF T. PENSION TRUST FUNDIL · 366492502-001
MIDWEST INSTITUTIONAL TRUST COMPANY$1.7B
KOHLER CO. & SUBSIDIARIESWI · 390402810-004
MIDWEST INSTITUTIONAL TRUST COMPANY$1.6B
TRUSTEES OF THE ROCKY MOUNTAIN UFCW PENSION PLAN C/O ZENITH AMERICAN SCO · 846045986-001
NORTHERN TRUST COMPANY$1.3B
BD OF TRUSTEES PDC PENSION FUNDMA · 046043807-001
MIDWEST INSTITUTIONAL TRUST COMPANY$700M
TRUSTEES OF THE NECA-IBEW LOCAL 176 PENSION TRUST FUNDIL · 362953263-001
KEELEY-TETON ADVISORS, LLC$616M
I.B.E.W. BOARD OF TRUSTEES FOR LOCAL 357 PENSION TRUSTNV · 886023284-001
KPEIF II, LLC$534M
BOARD OF TRUSTEES OF ROOFERS PENSION FUNDIL · 366485998-001
MIDWEST INSTITUTIONAL TRUST COMPANY$501M
BOARD OF TRUSTEES CEMENT MASONS' PENSION FUNDIL · 516034597-001
MIDWEST INSTITUTIONAL TRUST COMPANY$495M
Top plans by assets
Searchable full list lands with the commercial layer.
PlanAssetsParticipantsFeesTenureFlags
NATIONAL RURAL ELECTRIC COOPERATIVE ASSOCIATIONVA · 530116145-444
$16.8B80,475$02y1
NATIONAL ROOFING INDUSTRY PENSION FUND WILSON-MCSHANE CORPORATIONMN · 366157071-001
$2.1B33,266$91,94310y-
BOARD OF TRUSTEES OF LOCAL 282NY · 116245313-001
$1.4B7,375$36,3045y-
BD OF TEES HEATING, PIPING & REFRIGERATION PENSION FUNDMD · 521058013-001
$1.2B7,015$74,9159y-
CONSTRUCTION INDUSTRY LABORERS PENSION FUNDMO · 436060737-001
$1.1B14,224$38,0467y-
BOARD OF TRUSTEES, MEBA PENSION TRUST-DEFINED BENEFIT PLANMD · 516029896-001
$928M5,626$44,5628y-
BOARD OF TRUSTEES LOCAL 282NY · 116276104-002
$887M5,146$39,1586y-
THE BOARD OF TRUSTEES AMERICAN MARITIME OFFICERS PENSION PLANFL · 131936709-001
$731M4,494$15,7025y-
TRUSTEES OF THE MEMBERS RETIREMENT PLANIL · 362164320-001
$699M31,309$96,62810y1
BMW OF NORTH AMERICA LLCNJ · 222139469-004
$693M3,217$7,4905y-
Flag exposure
93.8%Market: 89.2%
This provider
Market baseline

Share of this provider's plans tripping any deterministic red flag this year. Lower than market baseline = better risk surface.

Aliases resolved (58)
Raw Schedule C names collapsed into BMO HARRIS BANK NA.
  • BMO
  • BMO ASSET MANAGEMENT
  • BMO ASSET MANAGEMENT CO.
  • BMO ASSET MANAGEMENT CORP
  • BMO ASSET MANAGEMENT CORP.
  • BMO ASSET MANAGEMENT GROUP
  • BMO ASSET MANAGEMENT INC
  • BMO ASSET MANAGEMENT U.S.
  • BMO ASSET MANAGEMENT US
  • BMO ASSET MANAGEMENTN CORP
  • BMO ASSET MGMT CORP
  • BMO BANK
  • BMO BANK N.A.
  • BMO BANK NA
  • BMO BANK, N.A.
  • BMO CAPITAL MARKETS
  • BMO FAMILY OFFICE, LLC
  • BMO FINANCIAL CORP.
  • BMO FINANCIAL GROUP
  • BMO FINANCIAL SERVICES
  • BMO FINANICAL GROUP
  • BMO FUNDS
  • BMO FUNDS, INC.
  • BMO GLOBAL ASSET MANAGEMENT
  • BMO GLOBAL ASSET MANAGEMENT CORP.
Book composition by plan size
Bars stack to total plans served; segments use the same asset cutoffs as the /retirement size filter. Up-and-to-the-right on the bigger segments = moving up-market.
Under $5M$5-50M$50-250M$250M-1B$1B+
Compliance posture vs market
Per-flag share for BMO HARRIS BANK NA's book against the same flag's overall prevalence across all filings. Negative delta = under-indexed (cleaner book); positive = elevated risk surface.
FlagPlans flaggedProvider %Market %Delta
Recently terminated46.15%7.76%-1.61 pp
Fidelity bond gap00.00%26.94%-26.94 pp
Late contributions46.15%1.71%+4.44 pp
Failed to provide benefit00.00%0.14%-0.14 pp
Corrective distributions11.54%1.76%-0.22 pp
Loss discovered00.00%0.00%-0.00 pp
New-plan formation share
Share of plans filing for the first time each year that landed with BMO HARRIS BANK NA. Compare to the incumbent market share (0.1%) - higher = winning new business, lower = coasting on existing relationships.
0.0%-0.1 pp vs incumbent
Geographic penetration index
(Provider plans in state / state plans) divided by the provider's overall share of the market. Index 1.00 = average; > 1 = over-indexed (winning more than their fair share); < 1 = under-indexed (white space).
PlanOptica

Plan research for advisors and brokers. Every retirement and welfare filing, peer-ranked and a decade deep, sourced to the line.

Product
  • Retirement plans
  • Welfare plans
  • Providers
  • Pricing
Data
  • Downloads hub
  • Retirement plans CSV
  • Welfare plans CSV
  • Custom analytics
Resources
  • Documentation
  • Filter catalog
  • Plan-page guide
  • Glossary
Company
  • About
  • Contact
  • Privacy
  • Terms
© 2026 PlanOptica