Retirement plan

THE PERMANENTE CONTRIBUTION PLAN OF THE PERMANENTE MEDICAL GROUP, INC.

THE PERMANENTE MEDICAL GROUP, INC.EIN 94-2728480Plan #040PY 2022
1800 HARRISON ST. 7TH FLOOR - OAKLAND, CA 946125103510-625-4102permanente.orgLinkedIn5001-10000 employeeshospital & health care
Prospect flagsNo flags tripped

Filing contacts

From the Form 5500, federal record
Plan sponsor signer
(name not on filing)
(510) 625-4102
Plan administrator signer
JOANNE ARNEAL
Signed 10/10/2023

Summary metrics

Total assets (EOY)
$5882.1M
-9.3% from 2016
Total participants
24,671
+0.4% from 2016
Average account balance
$238,479
-9.6% from 2016
Annual return
-16.81%
-7.76 pp from 2016

Benchmarks

Peer group
Industry62 - Health Care and Social Assistance
Plan typeDefined contribution
Participants>=10,000
Cohort237 peers
Snapshot2022
Participant deferral / active EE
$0
median $4,382
Employer contribution / active EE
$15,710
median $1,922
Participation rate
100.0%
median 86.2%
Avg account balance
$238,479
median $51,383
Admin fee / account holder
$244
median $48
Annual return
-16.81%
median -15.58%
Overall peer rank
62nd percentileavg across 6 metrics

Analytics

2015 - 2024
Total assets (EOY)
Plan-year ending balance
$7.90B
Average account balance
Total assets / participants with a balance (line 6g)
$308K
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
25,702
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
99.2%
Contributions (total)
Employer and participant dollars contributed each year
$302.38M
Contributions per participant
Average employer and participant contribution per enrolled participant
$16K
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
+13.38%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$137
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
  • Mutual / pooled
  • Stocks
  • Bonds
  • Cash
  • Real estate
  • Loans

Service providers

Top 6 by compensation
ProviderService typeCompensation
Service code 27 · EIN 77-0473565
Advisory (Plan)
$1,650,906
Service code 14 · EIN 52-1883918
Plan Administrator
$134,673
Service code 26 · EIN 82-3365869
Advisory (Participants)
$64,425
Service code 26 · EIN 94-3317854
Advisory (Participants)
$27,198
Service code 26 · EIN 94-3307876
Advisory (Participants)
$17,693
Service code 37 · EIN 04-2647786
Loan Processing
-$14,692

Top hat statement on fileNQDC

Filed April 16, 2018 (most recent of 6 filings on file)

Plans declared (1)

  • The Permanente Medical Group, Inc. Supplemental Retirement Plan for Salaried Employees30 emp

Plan features & details

Pension benefit codes2C2F2G2R2T
Plan features
  • 2C
    Money purchase plan
    Money purchase pension plan other than a target benefit plan.
  • 2F
    ERISA section 404(c) plan
    This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
  • 2G
    Total participant-directed account plan
    Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • 2R
    Participant-directed brokerage accounts
    Participant-directed brokerage accounts provided as an investment option under the plan.
  • 2T
    Default investment account
    Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

0 tripped
No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II
Admin total
$6.0M
$334 / participant
  • Investment mgmt$6M97.9%
  • Contract admin$125K2.1%
% of EOY assets
0.102%
all-in expense ratio
Categories reported
2 / 9
subdivided buckets used

Audit opinion

Schedule H Part III
Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm
BDO USA, P.C.
Auditor EIN
135381590
Audit fees
(not subdivided)
Opinion code
Unqualified