PlanOptica
Retirement plan

MICROSOFT CORPORATION SAVINGS PLUS 401K PLAN

MICROSOFT CORPORATIONEIN 91-1144442Plan #001PY 2020
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ONE MICROSOFT WAY - REDMOND, WA 908526399425-882-8080microsoft.comLinkedIn10001+ employeescomputer software
Prospect flagsHigh assets / participantFailed to transmit contributions

Filing contacts

From the Form 5500, federal record
Plan sponsor signer
(name not on filing)
(425) 882-8080
Plan administrator entity
401(K) ADMINISTRATIVE COMMITTEE
EIN 911144442
How to read this page

Summary metrics

Total assets (EOY)
$38364.1M
-12.4% from 2016
Total participants
140,433
-5.4% from 2016
Average account balance
$283,649
-7.1% from 2016
Annual return
34.06%
-1.16 pp from 2016

Benchmarks

See 36 peers
Peer group
Industry51 - Information
Plan typeDefined contribution
Participants>=10,000
Cohort36 peers
Snapshot2020
Participant deferral / active EE
$20,862
median $7,698
Employer contribution / active EE
$7,193
median $3,237
Participation rate
94.8%
median 94.5%
Avg account balance
$283,649
median $126,087
Admin fee / account holder
$19
median $60
Annual return
34.06%
median 16.03%
Overall peer rank
82nd percentileavg across 6 metrics

Analytics

2015 - 2024
Total assets (EOY)
Plan-year ending balance
$65.65B
Average account balance
Total assets / participants with a balance (line 6g)
$369K
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
177,887
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
95.5%
Contributions (total)
Employer and participant dollars contributed each year
$4.15B
Contributions per participant
Average employer and participant contribution per enrolled participant
$34K
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
+21.04%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$181
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
  • Mutual / pooled
  • Stocks
  • Bonds
  • Cash
  • Real estate
  • Loans

Service providers

Top 6 by compensation
ProviderService typeCompensation
ARTISAN PARTNERS LIMITED PARTNERSHI1 year
Service code 28 · EIN 30-0551775
Investment Management
$7,550,059
PIMCO6+ years
Service code 28 · EIN 33-0629048
Investment Management
$2,609,933
STRATEGIC ADVISORS, INC.3 years
Service code 27 · EIN 04-2654524
Advisory (Plan)
$2,095,242
DIMENSIONAL FUND ADVISORS6+ years
Service code 28 · EIN 30-0447847
Investment Management
$1,269,308
FIDELITY INVESTMENTS INSTITUTIONAL6+ years
Service code 37 · EIN 04-2647786
Loan Processing
$718,407
RUSSELL INVESTMENTS6+ years
Service code 28 · EIN 91-1175092
Investment Management
$0

Top hat statement on fileNQDC

Filed January 12, 2006 (most recent of 3 filings on file)

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

Open the filing PDF

Plan features & details

Pension benefit codes2E2F2G2I2J2K2O2R2T3H
Plan features
  • 2E
    Profit-sharing
    Profit-sharing plan.
  • 2F
    ERISA section 404(c) plan
    This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
  • 2G
    Total participant-directed account plan
    Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • 2I
    Stock bonus
    Stock bonus plan.
  • 2J
    Code section 401(k) feature
    Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
  • 2K
    Code section 401(m) arrangement
    Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
  • 2O
    ESOP other than a leveraged ESOP
    Employee stock ownership plan that is not leveraged.
  • 2R
    Participant-directed brokerage accounts
    Participant-directed brokerage accounts provided as an investment option under the plan.
  • 2T
    Default investment account
    Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
  • 3H
    Controlled group member
    Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped
  • ComplianceFailed to transmit contributions

    Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

  • InformationalHigh assets / participant

    Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II
Admin total
$2.5M
$25 / participant
  • Investment mgmt$2M83.5%
  • Other / not subdivided$413K16.5%
% of EOY assets
0.007%
all-in expense ratio
Categories reported
1 / 9
subdivided buckets used

Audit opinion

Schedule H Part III
Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm
DELOITTE & TOUCHE, LLP
Auditor EIN
133891517
Audit fees
(not subdivided)
Opinion code
Unqualified