Retirement plan

RIVERSIDE HEALTH SYSTEM RETIREMENT INCOME PLAN

RIVERSIDE MANAGEMENT SERVICES, INC.EIN 52-1241840Plan #001PY 2016
12420 WARWICK BOULEVARD, BUILDING 6, SUITE 6B - NEWPORT NEWS, VA 23606757-534-7000
Prospect flagsHigh retiree %Low employer contributionFailed to provide benefitWind-down / frozen

Filing contacts

From the Form 5500, federal record
Plan sponsor signer
(name not on filing)
(757) 534-7000
Plan administrator signer
JAIME COOK
Signed 10/12/2017
Plan administrator entity
JAIME COOK
EIN 541024650
(757) 534-5547

Summary metrics

Total assets (EOY)
$459.4M
-3.0% from 2016
Total participants
8,041
+0.6% from 2016
Average account balance
$0
No prior year
Annual return
7.00%
-10.35 pp from 2016

Benchmarks

Peer group
Industry62 - Health Care and Social Assistance
Plan typeDefined benefit
Participants1,000-4,999
Cohort188 peers
Snapshot2016
Participant deferral / active EE
$0
median $0
Employer contribution / active EE
$0
median $4,704
Participation rate
0.0%
median 0.0%
Avg account balance
$0
median $381,942,733
Admin fee / account holder
$0
median $2,655,710
Annual return
7.00%
median 6.51%
Overall peer rank
30th percentileavg across 6 metrics

Analytics

2015 - 2024
Total assets (EOY)
Plan-year ending balance
$538.81M
Average account balance
Total assets / participants with a balance (line 6g)
$86K
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
4,468
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
0.0%
Contributions (total)
Employer and participant dollars contributed each year
$19.74M
Contributions per participant
Average employer and participant contribution per enrolled participant
$11K
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
+4.27%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$0
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
  • Mutual / pooled
  • Stocks
  • Bonds
  • Cash
  • Real estate
  • Loans

Service providers

Top 2 by compensation
ProviderService typeCompensation
Service code 18 · EIN 25-1211909
Trustee (directed); Custodial (other ...
$122,280
Service code 52 · EIN 30-0282430
Indirect Investment Fees
$0

Enrolled actuary

1 attachment
SB

MICHAEL T. WHALEN, F.S.A.

MERCER
Enrollment #1705594
1051 EAST CARY STREET, SUITE 900
RICHMOND, VA 23219
(804) 344-2600
Signed 2017-09-29

Top hat statement on fileNQDC

Filed November 29, 2005

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

Plan features & details

Pension benefit codes1A
Plan features
  • 1A
    Benefits are primarily pay related
    Benefits under the plan are primarily determined with reference to a participant's pay (e.g. final-average-pay formula).

Opportunity flags

4 tripped
  • OpportunityLow employer contribution

    Employer contribution per participant is in the bottom quintile of the peer cohort.

  • ComplianceFailed to provide benefit

    Form 5500 reported that benefits due were not provided when due.

  • InformationalHigh retiree %

    Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.

  • InformationalWind-down / frozen

    Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.

Expense breakdown

Schedule H Part II
Admin total
$122K
$38 / participant
  • Other / not subdivided$122K100.0%
% of EOY assets
0.027%
all-in expense ratio
Categories reported
0 / 9
subdivided buckets used

Audit opinion

Schedule H Part III
Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm
DIXON HUGHES GOODMAN LLP
Auditor EIN
560747981
Audit fees
(not subdivided)
Opinion code
Disclaimer