Retirement plan

BRONSON HEALTHCARE RETIREMENT PLAN

BRONSON HEALTHCARE GROUP, INC.EIN 38-2418383Plan #004PY 2022
601 JOHN STREET, BOX G - KALAMAZOO, MI 490075364269-341-6617LinkedIn1001-5000 employeesmedical practice
Other plans on this EIN
1 filing
Prospect flagsWind-down / frozen

Filing contacts

From the Form 5500, federal record
Plan sponsor signer
(name not on filing)
(269) 341-6617
Plan administrator signer
PATRICIA MCCANN
Signed 10/13/2023

Summary metrics

Total assets (EOY)
$287.5M
-12.8% from 2019
Total participants
4,603
+1.2% from 2019
Average account balance
$0
No prior year
Annual return
-15.82%
-21.93 pp from 2019

Benchmarks

Peer group
Industry62 - Health Care and Social Assistance
Plan typeDefined benefit
Participants1,000-4,999
Cohort112 peers
Snapshot2022
Participant deferral / active EE
$0
median $212
Employer contribution / active EE
$0
median $5,024
Participation rate
0.0%
median 0.0%
Avg account balance
$0
median $2,456,633
Admin fee / account holder
$0
median $14,884
Annual return
-15.82%
median -16.07%
Overall peer rank
52nd percentileavg across 6 metrics

Analytics

2018 - 2024
Total assets (EOY)
Plan-year ending balance
$317.50M
Average account balance
Total assets / participants with a balance (line 6g)
$75K
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
2,215
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
0.0%
Contributions (total)
Employer and participant dollars contributed each year
$10.00M
Contributions per participant
Average employer and participant contribution per enrolled participant
$4K
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
+9.81%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$0
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
  • Mutual / pooled
  • Stocks
  • Bonds
  • Cash
  • Real estate
  • Loans

Service providers

Top 10 by compensation
ProviderService typeCompensation
Service code 11 · EIN 53-0181291
Actuarial
$569,622
Service code 28 · EIN 47-2614791
Investment Management
$293,210
Service code 27 · EIN 13-3200244
Advisory (Plan)
$219,278
Service code 28 · EIN 22-3361201
Investment Management
$180,259
Service code 27 · EIN 98-0202744
Advisory (Plan)
$176,726
Service code 21 · EIN 22-1146430
Bank Trustee
$157,280
Service code 28 · EIN 13-3353336
Investment Management
$138,412
Service code 28 · EIN 52-1045317
Investment Management
$134,907
Service code 28 · EIN 35-2679129
Investment Management
$115,556
Service code 27 · EIN 56-1557450
Advisory (Plan)
$100,579

Enrolled actuary

1 attachment
SB

MEGAN FOSTER

WILLIS TOWERS WATSON US LLC
Enrollment #2307582
26555 EVERGREEN
STE 1600
SOUTHFIELD, MI 48076
(248) 936-7700
Signed 2023-09-20

Top hat statement on fileNQDC

Filed April 1, 2022 (most recent of 3 filings on file)

Plans declared (1)

  • Bronson Healthcare Group Supplemental Retention Plan for CEO1 emp

Plan features & details

Pension benefit codes1A1C1I3H
Plan features
  • 1A
    Benefits are primarily pay related
    Benefits under the plan are primarily determined with reference to a participant's pay (e.g. final-average-pay formula).
  • 1C
    Cash balance or similar plan
    A cash balance formula in a defined benefit plan that expresses the accrued benefit in terms more common to a defined contribution plan such as a hypothetical account balance or single sum amount (includes personal account plan pension equity plan life cycle plan and cash account plan).
  • 1I
    Frozen plan
    As of the last day of the plan year the plan provides that no participant will get any new benefit accrual whether because of service or compensation.
  • 3H
    Controlled group member
    Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped
  • InformationalWind-down / frozen

    Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.

Expense breakdown

Schedule H Part II
Admin total
$4.9M
$2175 / participant
  • Investment mgmt$1M27.6%
  • Other / not subdivided$4M72.4%
% of EOY assets
1.711%
all-in expense ratio
Categories reported
1 / 9
subdivided buckets used

Audit opinion

Schedule H Part III
Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm
PLANTE & MORAN, PLLC
Auditor EIN
381357951
Audit fees
(not subdivided)
Opinion code
Unqualified