Retirement plan

BRONSON HEALTHCARE GROUP, INC. 403(B) TAX SHELTERED MATCHING PLAN

BRONSON HEALTHCARE GROUP, INC.EIN 38-2418383Plan #003PY 2021
601 JOHN ST, BOX G - KALAMAZOO, MI 49007269-341-8750LinkedIn1001-5000 employeesmedical practice
Other plans on this EIN
1 filing
Prospect flagsFailed to provide benefitCorrective distributions

Filing contacts

From the Form 5500, federal record
Plan sponsor signer
(name not on filing)
(269) 341-8750
Plan administrator signer
PAT MCCANN
Signed 10/17/2022

Summary metrics

Total assets (EOY)
$1013.5M
-12.5% from 2016
Total participants
11,334
-9.3% from 2016
Average account balance
$94,516
-3.1% from 2016
Annual return
15.75%
-5.91 pp from 2016

Benchmarks

Peer group
Industry62 - Health Care and Social Assistance
Plan typeDefined contribution
Participants5,000-9,999
Cohort226 peers
Snapshot2021
Participant deferral / active EE
$4,556
median $3,834
Employer contribution / active EE
$4,034
median $1,640
Participation rate
93.3%
median 85.8%
Avg account balance
$94,516
median $56,177
Admin fee / account holder
-$2
median $56
Annual return
15.75%
median 14.70%
Overall peer rank
74th percentileavg across 6 metrics

Analytics

2015 - 2024
Total assets (EOY)
Plan-year ending balance
$1.18B
Average account balance
Total assets / participants with a balance (line 6g)
$99K
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
11,927
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
93.6%
Contributions (total)
Employer and participant dollars contributed each year
$84.42M
Contributions per participant
Average employer and participant contribution per enrolled participant
$9K
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
+15.60%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$81
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
  • Mutual / pooled
  • Stocks
  • Bonds
  • Cash
  • Real estate
  • Loans

Service providers

Top 2 by compensation
ProviderService typeCompensation
Service code 27 · EIN 04-2654524
Advisory (Plan)
$24,895
Service code 37 · EIN 04-2647786
Loan Processing
-$47,386

Top hat statement on fileNQDC

Filed April 1, 2022 (most recent of 3 filings on file)

Plans declared (1)

  • Bronson Healthcare Group Supplemental Retention Plan for CEO1 emp

Plan features & details

Pension benefit codes2T2L2M2R
Plan features
  • 2L
    Code section 403(b)(1) arrangement
    Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
  • 2M
    Code section 403(b)(7) accounts
    Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
  • 2R
    Participant-directed brokerage accounts
    Participant-directed brokerage accounts provided as an investment option under the plan.
  • 2T
    Default investment account
    Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

2 tripped
  • ComplianceFailed to provide benefit

    Form 5500 reported that benefits due were not provided when due.

  • ComplianceCorrective distributions

    Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II
Admin total
-$25K
$-3 / participant
  • Investment mgmt$25K0.0%
% of EOY assets
-0.002%
all-in expense ratio
Categories reported
1 / 9
subdivided buckets used

Audit opinion

Schedule H Part III
Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm
PLANTE & MORAN
Auditor EIN
381359751
Audit fees
(not subdivided)
Opinion code
Unqualified