Retirement plan
VISTRA RETIREMENT PLAN
VISTRA OPERATIONS COMPANY LLCEIN 36-4833461Plan #002PY 2021
Other plans on this EIN
3 filingsProspect flagsHigh retiree %Low returnsLow participationWind-down / frozen
Filing contacts
From the Form 5500, federal recordPlan administrator signer
TONYA SAN ANGELO
Signed 10/06/2022
Summary metrics
Total assets (EOY)
$332.9M
-7.5% from 2017
Total participants
898
+2.1% from 2017
Average account balance
$0
No prior year
Annual return
3.30%
+2.98 pp from 2017
Benchmarks
Peer group
Industryany (size+type match)
Plan typeDefined benefit
Participants100-249
Cohort1,374 peers
Snapshot2021
0
Participant deferral / active EE
$0
median $0
0
Employer contribution / active EE
$0
median $9,901
0
Participation rate
0.0%
median 0.0%
0
Avg account balance
$0
median $67,060
0
Admin fee / account holder
$0
median $354
15
Annual return
3.30%
median 10.15%
Overall peer rank
7of 100
7th percentileavg across 6 metrics
Analytics
2016 - 2024
Total assets (EOY)
Plan-year ending balance
$237.77M
Average account balance
Total assets / participants with a balance (line 6g)
$289K
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
693
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
0.0%
Contributions (total)
Employer and participant dollars contributed each year
Not enough data
0 years with contributions on file
Contributions per participant
Average employer and participant contribution per enrolled participant
Not enough data
0 years with per-participant contribution data
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
+1.70%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$0
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
- Mutual / pooled
- Stocks
- Bonds
- Cash
- Real estate
- Loans
Service providers
Top 3 by compensation
| Provider | Service type | Compensation |
|---|---|---|
AON INVESTMENTS USA INC.2 years Service code 16 · EIN 36-3109431 | Consulting | $687,598 |
NORTHERN TRUST CORPORATION6+ years Service code 21 · EIN 36-1561860 | Bank Trustee | $30,088 |
Service code 28 · EIN 13-3142135 | Investment Management | $14,576 |
Enrolled actuary
1 attachment
SB
ALLISON LOGAN
AON CONSULTING, INC.
Enrollment #2007794
5005 LBJ FREEWAY
SUITE 1400
DALLAS, TX 75244
(214) 989-2641
Signed 2022-08-02
Plan features & details
Pension benefit codes1A1C1E3F3H
Plan features
- 1ABenefits are primarily pay relatedBenefits under the plan are primarily determined with reference to a participant's pay (e.g. final-average-pay formula).
- 1CCash balance or similar planA cash balance formula in a defined benefit plan that expresses the accrued benefit in terms more common to a defined contribution plan such as a hypothetical account balance or single sum amount (includes personal account plan pension equity plan life cycle plan and cash account plan).
- 1ESection 401(h) arrangementPlan contains separate accounts under Code section 401(h) to provide employee health benefits.
- 3FLeased employeesPlan sponsor(s) received services of leased employees as defined in Code section 414(n) during the plan year.
- 3HControlled group memberPlan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).
Opportunity flags
4 tripped
- OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
- OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
- InformationalHigh retiree %
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
- InformationalWind-down / frozen
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
Expense breakdown
Schedule H Part II
Admin total
$1.4M
$5473 / participant
- Investment mgmt$15K1.1%
- Contract admin$3K0.2%
- Other / not subdivided$1M98.7%
% of EOY assets
0.406%
all-in expense ratio
Categories reported
2 / 9
subdivided buckets used
Audit opinion
Schedule H Part III
Unqualified opinion
Auditor signed off without reservation - the cleanest possible opinion.
- Auditor firm
- MCCONNELL & JONES, LLP
- Auditor EIN
- 760488832
- Audit fees
- (not subdivided)
- Opinion code
- Unqualified