Retirement plan

BP RETIREMENT ACCUMULATION PLAN

BP CORPORATION NORTH AMERICA INC.EIN 36-1812780Plan #050PY 2019
501 WESTLAKE PARK BLVD., ATTN L CARGILL - HOUSTON, TX 77079888-788-9278
Prospect flagsHigh retiree %Wind-down / frozen

Filing contacts

From the Form 5500, federal record
Plan sponsor signer
(name not on filing)
(888) 788-9278
Plan administrator signer
CLIFFORD E. YORK
Signed 10/12/2020
Plan administrator entity
EMPLOYEE BENEFITS PLAN ADMINISTRATOR
EIN 743259348
501 WESTLAKE PARK BLVD · HOUSTON, TX 77079

Summary metrics

Total assets (EOY)
$7712.3M
+2.1% from 2016
Total participants
40,984
+4.6% from 2016
Average account balance
$0
No prior year
Annual return
19.11%
-7.38 pp from 2016

Benchmarks

Peer group
Industryany (size+type match)
Plan typeDefined benefit
Participants>=10,000
Cohort222 peers
Snapshot2019
Participant deferral / active EE
$0
median $57
Employer contribution / active EE
$0
median $5,966
Participation rate
0.0%
median 0.0%
Avg account balance
$0
median $894,319,009
Admin fee / account holder
$0
median $2,968,729
Annual return
19.11%
median 16.59%
Overall peer rank
71st percentileavg across 6 metrics

Analytics

2015 - 2024
Total assets (EOY)
Plan-year ending balance
$5.28B
Average account balance
Total assets / participants with a balance (line 6g)
$183K
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
19,042
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
0.0%
Contributions (total)
Employer and participant dollars contributed each year
$9.90M
Contributions per participant
Average employer and participant contribution per enrolled participant
$708
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
+0.25%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$0
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
  • Mutual / pooled
  • Stocks
  • Bonds
  • Cash
  • Real estate
  • Loans

Service providers

Top 3 by compensation
ProviderService typeCompensation
Service code 13 · EIN 04-2647786
Contract Administrator
$2,800,731
Service code 11 · EIN 13-2834414
Actuarial
$1,151,782
Service code 15 · EIN 13-5570651
Recordkeeping
$115

Enrolled actuary

1 attachment
SB

PHILIP HELPPI

MERCER
Enrollment #2008575
ONE TOWNE SQUARE
SUITE 1100
SOUTHFIELD, MI 48076
(248) 945-5562
Signed 2020-08-19

Top hat statement on fileNQDC

Filed April 8, 2024 (most recent of 5 filings on file)

Plans declared (1)

  • BP Excess Partnership Savings Plan15 emp

Plan features & details

Pension benefit codes1A1C3H
Plan features
  • 1A
    Benefits are primarily pay related
    Benefits under the plan are primarily determined with reference to a participant's pay (e.g. final-average-pay formula).
  • 1C
    Cash balance or similar plan
    A cash balance formula in a defined benefit plan that expresses the accrued benefit in terms more common to a defined contribution plan such as a hypothetical account balance or single sum amount (includes personal account plan pension equity plan life cycle plan and cash account plan).
  • 3H
    Controlled group member
    Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped
  • InformationalHigh retiree %

    Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.

  • InformationalWind-down / frozen

    Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.

Expense breakdown

Schedule H Part II
Admin total
$8.7M
$649 / participant
  • Contract admin$3M32.1%
  • Other / not subdivided$6M67.9%
% of EOY assets
0.113%
all-in expense ratio
Categories reported
1 / 9
subdivided buckets used

Audit opinion

Schedule H Part III
Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm
DELOITTE & TOUCHE LLP
Auditor EIN
133891517
Audit fees
(not subdivided)
Opinion code
Unqualified