Retirement plan

ERNST & YOUNG DEFINED BENEFIT RETIREMENT PLAN

ERNST & YOUNG U.S. LLPEIN 34-6565596Plan #111PY 2018
200 PLAZA DRIVE - SECAUCUS, NJ 07094201-872-2200LinkedIn10001+ employeesaccounting
Prospect flagsLow returns

Filing contacts

From the Form 5500, federal record
Plan sponsor signer
(name not on filing)
(201) 872-2200

Summary metrics

Total assets (EOY)
$1879M
+3.3% from 2016
Total participants
35,487
+7.2% from 2016
Average account balance
$0
No prior year
Annual return
-15.97%
-11.10 pp from 2016

Benchmarks

Peer group
Industryany (size+type match)
Plan typeDefined benefit
Participants>=10,000
Cohort223 peers
Snapshot2018
Participant deferral / active EE
$0
median $34
Employer contribution / active EE
$5,041
median $5,100
Participation rate
0.0%
median 0.0%
Avg account balance
$0
median $7,764,297
Admin fee / account holder
$0
median $62,356
Annual return
-15.97%
median -3.72%
Overall peer rank
20th percentileavg across 6 metrics

Analytics

2015 - 2024
Total assets (EOY)
Plan-year ending balance
$2.41B
Average account balance
Total assets / participants with a balance (line 6g)
$52K
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
2,202
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
0.0%
Contributions (total)
Employer and participant dollars contributed each year
$189.00M
Contributions per participant
Average employer and participant contribution per enrolled participant
$4K
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
-0.33%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$0
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
  • Mutual / pooled
  • Stocks
  • Bonds
  • Cash
  • Real estate
  • Loans

Service providers

Top 4 by compensation
ProviderService typeCompensation
Service code 52 · EIN 98-1114964
Indirect Investment Fees
$413,922
Service code 51 · EIN 04-6987758
Investment Mgmt Fees
$314,605
Service code 51
Investment Mgmt Fees
$114,575
Service code 51 · EIN 04-2691242
Investment Mgmt Fees
$5,444

Enrolled actuary

1 attachment
SB

ADAM S. BERK

ERNST & YOUNG LLP
Enrollment #1705541
1401 MCKINNEY STREET
HOUSTON, TX 77010
(713) 750-4995
Signed 2019-10-11

Top hat statement on fileNQDC

Filed July 19, 1991

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

Plan features & details

Pension benefit codes1A1C1D
Plan features
  • 1A
    Benefits are primarily pay related
    Benefits under the plan are primarily determined with reference to a participant's pay (e.g. final-average-pay formula).
  • 1C
    Cash balance or similar plan
    A cash balance formula in a defined benefit plan that expresses the accrued benefit in terms more common to a defined contribution plan such as a hypothetical account balance or single sum amount (includes personal account plan pension equity plan life cycle plan and cash account plan).
  • 1D
    Floor-offset plan
    Defined benefit plan whose benefits are offset by retirement benefits provided under an employer-sponsored defined contribution plan.

Opportunity flags

1 tripped
  • OpportunityLow returns

    Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II
Admin total
$320K
$10 / participant
  • Investment mgmt$320K100.0%
% of EOY assets
0.017%
all-in expense ratio
Categories reported
1 / 9
subdivided buckets used

Audit opinion

Schedule H Part III
Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm
MCCONNELL & JONES LLP
Auditor EIN
760488832
Audit fees
(not subdivided)
Opinion code
Unqualified