PlanOptica
Retirement plan

THE 401(K) SAVINGS PLAN

THE GOLDMAN SACHS GROUP, INC.EIN 13-4019460Plan #003PY 2019
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200 WEST STREET - NEW YORK, NY 10282917-343-8989LinkedIn10001+ employeesfinancial services
Other plans on this EIN
2 filings
#001Retirement-$8.60B assets#002Retirement-$1.04B assets
Prospect flagsLow participationLow assets / participantRecently reached 100 employeesCorrective distributions

Filing contacts

From the Form 5500, federal record
Plan sponsor signer
(name not on filing)
(917) 343-8989
Plan administrator entity
THE ADMINISTRATIVE COMMITTEE TO THE 401(K) SAVINGS PLAN
EIN 134019460
(917) 343-5122
How to read this page

Summary metrics

Total assets (EOY)
$3.2M
+20.5% from 2017
Total participants
224
0.0% from 2017
Average account balance
$26,378
+20.5% from 2017
Annual return
64.60%
-9.64 pp from 2017

Benchmarks

See 2,202 peers
Peer group
Industry52 - Finance and Insurance
Plan typeDefined contribution
Participants100-249
Cohort2,202 peers
Snapshot2019
Participant deferral / active EE
$4,004
median $4,494
Employer contribution / active EE
$0
median $2,475
Participation rate
44.3%
median 92.7%
Avg account balance
$26,378
median $71,063
Admin fee / account holder
$1
median $131
Annual return
64.60%
median 22.31%
Overall peer rank
49th percentileavg across 6 metrics

Analytics

2016 - 2024
Total assets (EOY)
Plan-year ending balance
$3.77M
Average account balance
Total assets / participants with a balance (line 6g)
$54K
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
70
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
53.4%
Contributions (total)
Employer and participant dollars contributed each year
$25K
Contributions per participant
Average employer and participant contribution per enrolled participant
$7K
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
+23.70%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$15493
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
  • Mutual / pooled
  • Stocks
  • Bonds
  • Cash
  • Real estate
  • Loans

Service providers

Top 1 by compensation
ProviderService typeCompensation
FIDELITY INV. INST. OPERATIONS CO.4+ years
Service code 37 · EIN 04-2647786
Loan Processing
$131

Top hat statement on fileNQDC

Filed February 7, 2005 (most recent of 2 filings on file)

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

Open the filing PDF

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D3F3H
Plan features
  • 2E
    Profit-sharing
    Profit-sharing plan.
  • 2F
    ERISA section 404(c) plan
    This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
  • 2G
    Total participant-directed account plan
    Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • 2J
    Code section 401(k) feature
    Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
  • 2K
    Code section 401(m) arrangement
    Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
  • 2T
    Default investment account
    Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
  • 3D
    Pre-approved pension plan
    A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
  • 3F
    Leased employees
    Plan sponsor(s) received services of leased employees as defined in Code section 414(n) during the plan year.
  • 3H
    Controlled group member
    Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

4 tripped
  • OpportunityLow participation

    Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

  • OpportunityLow assets / participant

    Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

  • ComplianceCorrective distributions

    Plan reported corrective distributions (failed ADP/ACP testing).

  • InformationalRecently reached 100 employees

    Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.

Expense breakdown

Schedule H Part II
Admin total
$131
$1 / participant
  • Other / not subdivided$131100.0%
% of EOY assets
0.004%
all-in expense ratio
Categories reported
0 / 9
subdivided buckets used

Audit opinion

Schedule H Part III
Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm
PRICEWATERHOUSECOOPERS LLP
Auditor EIN
134008324
Audit fees
(not subdivided)
Opinion code
Disclaimer