Retirement plan

OMNICARE GENERAL PENSION PLAN

CVS HEALTH CORPORATIONEIN 05-0494040Plan #030PY 2016
HR RETIREMENT BENEFITS, ONE CVS DRIVE - WOONSOCKET, RI 02895401-770-7153cvshealth.comLinkedIn10001+ employeeshospital & health care
Prospect flagsHigh retiree %Low returnsHigh cash

Filing contacts

From the Form 5500, federal record
Plan sponsor signer
(name not on filing)
(401) 770-7153
Plan administrator signer
ROBERTA F. JOHNNENE
Signed 09/26/2017

Summary metrics

Total assets (EOY)
$4.4M
+72.9% from 2016
Total participants
184
+123.4% from 2016
Average account balance
$0
No prior year
Annual return
-5.00%
+6.57 pp from 2016

Benchmarks

Peer group
Industry54 - Professional, Scientific, and Technical Services
Plan typeDefined benefit
Participants<25
Cohort6,969 peers
Snapshot2016
Participant deferral / active EE
$0
median $0
Employer contribution / active EE
$0
median $30,000
Participation rate
0.0%
median 69.0%
Avg account balance
$0
median $119,798
Admin fee / account holder
$0
median $18
Annual return
-5.00%
median 4.01%
Overall peer rank
3rd percentileavg across 6 metrics

Analytics

2015 - 2017
Total assets (EOY)
Plan-year ending balance
$21K
Average account balance
Total assets / participants with a balance (line 6g)
$24K
Not enough data
2 years with per-participant data
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
184
Not enough data
2 years with headcount on file
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
Not enough data
0 years with eligibility data
Contributions (total)
Employer and participant dollars contributed each year
$550K
Contributions per participant
Average employer and participant contribution per enrolled participant
Not enough data
0 years with per-participant contribution data
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
-1.20%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$0
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
  • Mutual / pooled
  • Stocks
  • Bonds
  • Cash
  • Real estate
  • Loans

Service providers

Top 4 by compensation
ProviderService typeCompensation
Service code 11 · EIN 13-3954297
Actuarial
$228,156
Service code 29 · EIN 46-3862389
Legal
$29,556
Service code 21 · EIN 31-0841368
Bank Trustee
$10,718
Service code 10 · EIN 38-1357951
Accounting
$7,000

Enrolled actuary

1 attachment
SB

MERYL FEIGENBAUM

CONDUENT HR CONSULTING, LLC
Enrollment #1704720
500 PLAZA DRIVE
SECAUCUS, NJ 070961533
(201) 902-2300
Signed 2017-08-28

Plan features & details

Pension benefit codes1A1I
Plan features
  • 1A
    Benefits are primarily pay related
    Benefits under the plan are primarily determined with reference to a participant's pay (e.g. final-average-pay formula).
  • 1I
    Frozen plan
    As of the last day of the plan year the plan provides that no participant will get any new benefit accrual whether because of service or compensation.

Opportunity flags

3 tripped
  • OpportunityLow returns

    Annual investment return is in the bottom quintile of the peer cohort.

  • OpportunityHigh cash

    More than 10% of assets are held in cash - possible menu-design or default-fund problem.

  • InformationalHigh retiree %

    Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.

Expense breakdown

Schedule H Part II
Admin total
$334K
  • Contract admin$68K20.4%
  • Other / not subdivided$266K79.6%
% of EOY assets
7.583%
all-in expense ratio
Categories reported
1 / 9
subdivided buckets used

Audit opinion

Schedule H Part III
Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm
PLANTE & MORAN, PLLC
Auditor EIN
381357951
Audit fees
(not subdivided)
Opinion code
Disclaimer