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Sponsor portfolioTH

CIERA BANK

EIN 75-0297800-banking-Latest filing 2025
Plans
2
Retirement
1
$15.4M assets
Welfare
1
$1.5M premiums
Participants
283
623 ELM STREET - GRAHAM, TX 76450940-549-2040cierabank.comLinkedIn51-200 employeesbanking
Plans on this EIN
2 filings
#001401k-$15.4M - 155 part#502Fully Insured-$1.5M - 154 lives

Benefits portfolio analytics

1 plan / $1.5M premiums / 154 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Health$1.4M
  • Dental$1.4M
  • Prescription drug$1.4M
  • Other$140K
  • Short-term disability$132K
  • Vision$121K
  • +2 more
Total $1.5M8 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
91%top
  • BLUE CROSS OF CALIFORNIA91%
  • DEARBORN LIFE INSURANCE COMPANY8%
  • AFLAC1%
  • NEW BENEFITS0%
Total $1.5M4 slices

Broker market share

Schedule A broker compensation

Split broker
99%top
  • USI INSURANCE SERVICES LLC99%
  • DAVID SCOTT0%
  • CHARLES LAWSON0%
  • MARY CATHERINE WILLIAMS0%
  • JEREMIAH D SMITH0%
  • +3 more
Total $98K8 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#001

CIERA BANK 401(K) PROFIT SHARING PLAN AND TRUST

401k

Assets$15.4M
Participants155
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#502

CIERA BANK HEALTH AND WELFARE BENEFIT PLAN

Fully Insured - BLUECROSS BLUESHIELD OF TEXAS

Premiums$1.5M
Covered lives154
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans1

Plan #NameTypeAssetsParticipantsLatest year
001CIERA BANK 401(K) PROFIT SHARING PLAN AND TRUST401k$15.4M1552025

Welfare plans1

Plan #NameFundingCarrierPremiumsCoveredLatest year
502CIERA BANK HEALTH AND WELFARE BENEFIT PLANFully InsuredBLUECROSS BLUESHIELD OF TEXAS$1.5M1542025
Retirement plans
Welfare plans
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