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Sponsor portfolioTH

BIG RIVERS ELECTRIC CORPORATION

EIN 61-0597287-utilities-Latest filing 2025
Plans
8
Retirement
3
$140.1M assets
Welfare
5
$1.2M premiums
Participants
1,576
710 WEST 2ND ST. - OWENSBORO, KY 42301270-827-2561bigrivers.comLinkedIn201-500 employeesutilities
Plans on this EIN
8 filings
#003401k-$82.9M - 192 part#004401k-$51.4M - 179 part#001TraditionalDB-$5.8M - 21 part#520Fully Insured-$626K - 868 lives#521Fully Insured-$352K - 878 lives#522Fully Insured-$247K - 281 lives#527Self Funded-0 lives#529Self Funded-0 lives

Retirement portfolio analytics

3 plans aggregated / $140.1M assets / 392 participants

Assets by plan

Share of aggregate retirement assets

59%top
  • EMPLOYEES' RETIREMENT Savings (#003)59%
  • EMPLOYEES' RETIREMENT Savings (#004)37%
  • CORPORATION RETIREMENT PLAN (#001)4%
Total $140.1MClick slice to drill in

Participants by plan

Active + retired + deferred vested

  • EMPLOYEES' RETIREMENT Savings (#003)192
  • EMPLOYEES' RETIREMENT Savings (#004)179
  • CORPORATION RETIREMENT PLAN (#001)21
Total 392Click row to drill in

Benefits portfolio analytics

5 plans / $1.2M premiums / 2,027 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Other$571K
  • Health$564K
  • Dental$352K
  • Long-term disability$247K
  • Vision$55K
Total $1.2M5 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
46%top
  • EMPHESYS INSURANCE COMPANY46%
  • HEALTH RESOURCES, INC.29%
  • AMERICAN UNITED LIFE INSURANCE COMPANY20%
  • ANTHEM LIFE INSURANCE COMPANY5%
Total $1.2M4 slices

Broker market share

Schedule A broker compensation

Single broker
100%top
  • MERCER HEALTH AND BENEFITS, LLC100%
Total $42K1 slice

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#003

BIG RIVERS ELECTRIC CORPORATION SALARIED EMPLOYEES' RETIREMENT SAVINGS PLAN

401k

Assets$82.9M
Participants192
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#004

BIG RIVERS ELECTRIC CORPORATION BARGAINING EMPLOYEES' RETIREMENT SAVINGS PLAN

401k

Assets$51.4M
Participants179
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#001

BIG RIVERS ELECTRIC CORPORATION RETIREMENT PLAN

TraditionalDB

Assets$5.8M
Participants21
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#520

BIG RIVERS ELECTRIC CORPORATION MEDICAL PLAN

Fully Insured - EMPHESYS INSURANCE COMPANY

Premiums$626K
Covered lives868
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#521

BIG RIVERS ELECTRIC CORPORATION DENTAL PLAN

Fully Insured - HEALTH RESOURCES INC.

Premiums$352K
Covered lives878
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#522

BIG RIVERS ELECTRIC CORPORATION LTD PLAN

Fully Insured - AMERICAN UNITED LIFE INSURANCE COMPANY

Premiums$247K
Covered lives281
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#527

BIG RIVERS ELECTRIC COPRORATION SEVERANCE BENEFITS PLAN FOR NON-BARGAINING EMPLOYEES

Self Funded

Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#529

BIG RIVERS ELECTRIC CORPORATION SEVERANCE BENEFIT PLAN FOR BARGAINING GENERATION EMPLOYEES

Self Funded

Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans3

Plan #NameTypeAssetsParticipantsLatest year
003BIG RIVERS ELECTRIC CORPORATION SALARIED EMPLOYEES' RETIREMENT SAVINGS PLAN401k$82.9M1922025
004BIG RIVERS ELECTRIC CORPORATION BARGAINING EMPLOYEES' RETIREMENT SAVINGS PLAN401k$51.4M1792025
001BIG RIVERS ELECTRIC CORPORATION RETIREMENT PLANTraditionalDB$5.8M212024

Welfare plans5

Plan #NameFundingCarrierPremiumsCoveredLatest year
520BIG RIVERS ELECTRIC CORPORATION MEDICAL PLANFully InsuredEMPHESYS INSURANCE COMPANY$626K8682025
521BIG RIVERS ELECTRIC CORPORATION DENTAL PLANFully InsuredHEALTH RESOURCES INC.$352K8782025
522BIG RIVERS ELECTRIC CORPORATION LTD PLANFully InsuredAMERICAN UNITED LIFE INSURANCE COMPANY$247K2812025
527BIG RIVERS ELECTRIC COPRORATION SEVERANCE BENEFITS PLAN FOR NON-BARGAINING EMPLOYEESSelf Funded-$002025
529BIG RIVERS ELECTRIC CORPORATION SEVERANCE BENEFIT PLAN FOR BARGAINING GENERATION EMPLOYEESSelf Funded-$002025
Retirement plans
Welfare plans
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