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  2. UNITED BANKSHARES, INC
Sponsor portfolioTH

UNITED BANKSHARES, INC

EIN 55-0641179-banking-Latest filing 2025
Plans
4
Retirement
3
$431.8M assets
Welfare
1
$4.8M premiums
Participants
7,485
514 MARKET ST - PARKERSBURG, WV 261015144304-424-8671LinkedIn1001-5000 employeesbanking
Plans on this EIN
4 filings
#003401k-$248.7M - 3,484 part#001TraditionalDB-$183.0M - 1,063 part#002ProfitSharing-$37K - 7 part#510Fully Insured-$4.8M - 2,586 lives

Retirement portfolio analytics

3 plans aggregated / $431.8M assets / 4,554 participants

Assets by plan

Share of aggregate retirement assets

58%top
  • STOCK INVESTMENT PLAN (#003)58%
  • BANKSHARES, INC. PENSION (#001)42%
  • PROFIT SHARING PLAN (#002)0%
Total $431.8MClick slice to drill in

Participants by plan

Active + retired + deferred vested

  • STOCK INVESTMENT PLAN (#003)3,484
  • BANKSHARES, INC. PENSION (#001)1,063
  • PROFIT SHARING PLAN (#002)7
Total 4,554Click row to drill in

Benefits portfolio analytics

1 plan / $4.8M premiums / 2,586 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Life$1.3M
  • Other$1.3M
  • Dental$1.3M
  • Stop-loss$1.1M
  • Long-term disability$579K
  • Vision$343K
  • +2 more
Total $4.8M8 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
39%top
  • THE LINCOLN NATIONAL LIFE INSURANCE COMPANY39%
  • DELTA DENTAL OF CALIFORNIA26%
  • HCC LIFE INSURANCE COMPANY22%
  • VISION SERVICE PLAN7%
  • BLUE CROSS OF CALIFORNIA6%
Total $4.8M5 slices

Broker market share

Schedule A broker compensation

Split broker
73%top
  • USI INSURANCE SERVICES LLC73%
  • MARSH & MCLENNAN AGENCY LLC27%
Total $431K2 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#003

UNITED BANKSHARES, INC. SAVINGS AND STOCK INVESTMENT PLAN

401k

Assets$248.7M
Participants3,484
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#001

UNITED BANKSHARES, INC. PENSION PLAN

TraditionalDB

Assets$183.0M
Participants1,063
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#002

FIRST EMPIRE FEDERAL SAVINGS AND LOAN ASSOCIATION PROFIT SHARING PLAN

ProfitSharing

Assets$37K
Participants7
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#510

UNITED BANKSHARES, INC. HEALTH AND WELFARE BENEFIT PLAN

Fully Insured - DELTA DENTAL INSURANCE COMPANY

Premiums$4.8M
Covered lives2,586
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans3

Plan #NameTypeAssetsParticipantsLatest year
003UNITED BANKSHARES, INC. SAVINGS AND STOCK INVESTMENT PLAN401k$248.7M3,4842024
001UNITED BANKSHARES, INC. PENSION PLANTraditionalDB$183.0M1,0632024
002FIRST EMPIRE FEDERAL SAVINGS AND LOAN ASSOCIATION PROFIT SHARING PLANProfitSharing$37K72025

Welfare plans1

Plan #NameFundingCarrierPremiumsCoveredLatest year
510UNITED BANKSHARES, INC. HEALTH AND WELFARE BENEFIT PLANFully InsuredDELTA DENTAL INSURANCE COMPANY$4.8M2,5862024
Retirement plans
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