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  2. SPECTRUM HUMAN SERVICES, INC.
Sponsor portfolioTH

SPECTRUM HUMAN SERVICES, INC.

EIN 51-0154248-Latest filing 2025
Plans
3
Retirement
2
$4.6M assets
Welfare
1
$133K premiums
Participants
899
28303 JOY ROAD - WESTLAND, MI 48185734-458-8736
Plans on this EIN
3 filings
#002403b-$3.7M - 205 part#003TraditionalDB-$908K - 12 part#510Mixed-$133K - 980 lives

Retirement portfolio analytics

2 plans aggregated / $4.6M assets / 217 participants

Assets by plan

Share of aggregate retirement assets

80%top
  • SERVICES, INC. 403(B) (#002)80%
  • ABLE OF MICHIGAN (#003)20%
Total $4.6MClick slice to drill in

Participants by plan

Active + retired + deferred vested

  • SERVICES, INC. 403(B) (#002)205
  • ABLE OF MICHIGAN (#003)12
Total 217Click row to drill in

Benefits portfolio analytics

1 plan / $133K premiums / 980 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Other$133K
  • Life$106K
  • Long-term disability$106K
Total $133K3 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
80%top
  • LIFE INSURANCE COMPANY OF NORTH AMERICA80%
  • ULLIANCE, INC.20%
Total $133K2 slices

Broker market share

Schedule A broker compensation

Split broker
85%top
  • JAMES R NELLIGAN & ASSOCIATES LLC85%
  • GALLAGHER BENEFIT SERVICES, INC.15%
Total $7K2 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#002

SPECTRUM HUMAN SERVICES, INC. 403(B) PLAN

403b

Assets$3.7M
Participants205
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#003

EMPLOYEE BENEFITS PLAN OF OPERATION ABLE OF MICHIGAN

TraditionalDB

Assets$908K
Participants12
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#510

SPECTRUM HUMAN SERVICES, INC. EMPLOYEE WELFARE BENEFITS PLAN

Mixed - LIFE INSURANCE COMPANY OF NORTH AMERICA

Premiums$133K
Covered lives980
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans2

Plan #NameTypeAssetsParticipantsLatest year
002SPECTRUM HUMAN SERVICES, INC. 403(B) PLAN403b$3.7M2052024
003EMPLOYEE BENEFITS PLAN OF OPERATION ABLE OF MICHIGANTraditionalDB$908K122024

Welfare plans1

Plan #NameFundingCarrierPremiumsCoveredLatest year
510SPECTRUM HUMAN SERVICES, INC. EMPLOYEE WELFARE BENEFITS PLANMixedLIFE INSURANCE COMPANY OF NORTH AMERICA$133K9802025
Retirement plans
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