Coverage by line
Premium dollars by benefit type (bundled lines overlap)
- Health$1.7M
- Dental$1.7M
- Vision$1.7M
- Prescription drug$1.7M
- Other$133K
- Life$122K
- +2 more
Sponsor portfolio
VERBAL BEGINNINGS LLC
EIN 45-2653391individual & family servicesLatest filing 2025
Plans
2
Retirement
1
$5.6M assets
Welfare
1
$1.6M premiums
Participants
1,263
7120 SAMUEL MORSE DR STE 150 - COLUMBIA, MD 210463420240-303-8299verbalbeginnings.comLinkedIn501-1000 employeesindividual & family services
Plans on this EIN
2 filingsBenefits portfolio analytics
1 plan / $1.6M premiums / 653 covered livesCarrier market share
Premium dollars by Schedule A carrier
93%top
- BLUE CROSS OF CALIFORNIA93%
- THE LINCOLN NATIONAL LIFE INSURANCE COMPANY7%
- HEALTH ADVOCATE SOLUTIONS, INC.1%
Broker market share
Schedule A broker compensation
95%top
- SILBERSTEIN INSURANCE GROUP95%
- GIS BENEFITS INC3%
- GCG FINANCIAL LLC2%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#001
VERBAL BEGINNINGS LLC 401(K) PLAN
401k
Assets$5.6M
Participants610
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#503
VERBAL BEGINNINGS, LLC HEALTH AND WELFARE PLAN
Fully Insured - UNITEDHEALTHCARE INSURANCE COMPANY
Premiums$1.6M
Covered lives653
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans1
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 001 | VERBAL BEGINNINGS LLC 401(K) PLAN | 401k | $5.6M | 610 | 2025 |
Welfare plans1
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 503 | VERBAL BEGINNINGS, LLC HEALTH AND WELFARE PLAN | Fully Insured | UNITEDHEALTHCARE INSURANCE COMPANY | $1.6M | 653 | 2025 |
Retirement plans
Welfare plans