PlanOptica
Free ERISA searchPricing
Sign inStart for $4.99
  1. Companies/
  2. STAFFORD SMITH, INC.
Sponsor portfolioTH

STAFFORD SMITH, INC.

EIN 38-1059585-restaurants-Latest filing 2025
Plans
2
Retirement
1
$13.4M assets
Welfare
1
$2.7M premiums
Participants
646
3414 S. BURDICK STREET - KALAMAZOO, MI 49001269-343-1240staffordsmith.comLinkedIn51-200 employeesrestaurants
Plans on this EIN
2 filings
#003401k-$13.4M - 329 part#501Fully Insured-$2.7M - 455 lives

Benefits portfolio analytics

1 plan / $2.7M premiums / 455 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Health$2.5M
  • Prescription drug$2.5M
  • Dental$145K
  • Life$55K
  • Other$55K
  • Vision$21K
Total $2.7M6 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
48%top
  • BLUE CARE NETWORK OF MICHIGAN48%
  • BLUE CROSS OF CALIFORNIA43%
  • DELTA DENTAL OF CALIFORNIA5%
  • UNITED OF OMAHA LIFE INSURANCE COMPANY2%
  • AMERITAS LIFE INSURANCE CORP.1%
Total $2.7M5 slices

Broker market share

Schedule A broker compensation

Split broker
82%top
  • SUSAN L CULHANE82%
  • THE NULTY AGENCY INC.14%
  • CENTRO BENEFITS RESEARCH LLC4%
Total $104K3 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#003

STAFFORD-SMITH, INC. RETIREMENT AND SALARY DEFERRAL PLAN

401k

Assets$13.4M
Participants329
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501

STAFFORD SMITH, INC. HEALTH AND WELFARE BENEFIT PLAN

Fully Insured - BLUE CARE NETWORK OF MICHIGAN

Premiums$2.7M
Covered lives455
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans1

Plan #NameTypeAssetsParticipantsLatest year
003STAFFORD-SMITH, INC. RETIREMENT AND SALARY DEFERRAL PLAN401k$13.4M3292024

Welfare plans1

Plan #NameFundingCarrierPremiumsCoveredLatest year
501STAFFORD SMITH, INC. HEALTH AND WELFARE BENEFIT PLANFully InsuredBLUE CARE NETWORK OF MICHIGAN$2.7M4552025
Retirement plans
Welfare plans
PlanOptica

Plan research for advisors and brokers. Retirement and welfare filings, peer-ranked and a decade deep, sourced to the line.

Product
  • Retirement plans
  • Welfare plans
  • Providers
  • Pricing
Data
  • Downloads hub
  • Retirement plans CSV
  • Welfare plans CSV
  • Custom analytics
Resources
  • Free ERISA search
  • Free EIN lookup
  • Documentation
  • Filter catalog
  • Glossary
Company
  • About
  • Contact
  • Privacy
  • Terms
© 2026 PlanOptica