Coverage by line
Premium dollars by benefit type (bundled lines overlap)
- Health$4.3M
- Other$158K
- Dental$135K
- Life$129K
- Long-term disability$129K
Sponsor portfolio
SPECTRUM FOR LIVING DEVELOPMENT, INC
EIN 22-2706159individual & family servicesLatest filing 2025
Plans
2
Retirement
1
$9.8M assets
Welfare
1
$4.6M premiums
Participants
1,405
210 RIVERVALE RD APT 3 - RIVER VALE, NJ 076756281201-358-8000spectrumforliving.orgLinkedIn501-1000 employeesindividual & family services
Plans on this EIN
2 filingsBenefits portfolio analytics
1 plan / $4.6M premiums / 523 covered livesCarrier market share
Premium dollars by Schedule A carrier
94%top
- UNITEDHEALTHCARE INSURANCE COMPANY94%
- UNUM LIFE INSURANCE COMPANY OF AMERICA3%
- DELTA DENTAL OF CALIFORNIA3%
- AFLAC0%
Broker market share
Schedule A broker compensation
86%top
- BCG EMPLOYEE BENEFITS86%
- BCG ADVISORS9%
- BENEFITS CONSULTING GROUP5%
- LOUIS J DEGATI0%
- RICHARD PETERSON0%
- +3 more
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#001
403(B) THRIFT PLAN OF SPECTRUM FOR LIVING
OtherDC
Assets$9.8M
Participants912
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501
SPECTRUM FOR LIVING DEVELOPMENT INC BENEFIT PLANS
Mixed - UNITEDHEALTHCARE INSURANCE COMPANY
Premiums$4.6M
Covered lives523
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans1
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 001 | 403(B) THRIFT PLAN OF SPECTRUM FOR LIVING | OtherDC | $9.8M | 912 | 2024 |
Welfare plans1
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 501 | SPECTRUM FOR LIVING DEVELOPMENT INC BENEFIT PLANS | Mixed | UNITEDHEALTHCARE INSURANCE COMPANY | $4.6M | 523 | 2025 |
Retirement plans
Welfare plans