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Sponsor portfolio

BERNIER CARR & ASSOCIATES ARCHITECT ENGINEERS, AND LAND SURVEYORS PC

EIN 16-1337922-construction-Latest filing 2025
Plans
2
Retirement
1
$12.7M assets
Welfare
1
$1.1M premiums
Participants
266
15 PUBLIC SQUARE - WATERTOWN, NY 13601315-782-8130LinkedIn51-200 employeesconstruction
Plans on this EIN
2 filings
#001401k-$12.7M - 150 part#501Fully Insured-$1.1M - 137 lives

Benefits portfolio analytics

1 plan / $1.1M premiums / 137 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Health$961K
  • Dental$89K
  • Vision$89K
  • Life$89K
  • Long-term disability$89K
  • Other$89K
Total $1.1M6 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
92%top
  • MVP HEALTH CARE92%
  • THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA8%
Total $1.1M2 slices

Broker market share

Schedule A broker compensation

Split broker
69%top
  • ROBERT G. RELPH AGENCY, INC.69%
  • RELPH ROBERT G AGENCY INC31%
Total $64K2 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#001

BERNIER CARR AND ASSOCIATES 401(K) PLAN

401k

Assets$12.7M
Participants150
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501

BERNIER CARR & ASSOCIATES ARCHITECTS, ENGINEERS & LAND SURVEYORS PC WELFARE BENEFITS PLAN

Fully Insured - MVP HEALTHCARE

Premiums$1.1M
Covered lives137
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans1

Plan #NameTypeAssetsParticipantsLatest year
001BERNIER CARR AND ASSOCIATES 401(K) PLAN401k$12.7M1502024

Welfare plans1

Plan #NameFundingCarrierPremiumsCoveredLatest year
501BERNIER CARR & ASSOCIATES ARCHITECTS, ENGINEERS & LAND SURVEYORS PC WELFARE BENEFITS PLANFully InsuredMVP HEALTHCARE$1.1M1372025
Retirement plans
Welfare plans
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