July Business Services
recordkeeper15 known aliases resolved via the canonical alias map
Market position · 2024
Plans served156+31 YoYRank #142 of mapped providers
Assets under administration$2.9B0.0%Market share · rank #2532
Fees received$5MMedian $15,783/planSum across Schedule C direct + indirect
Net wins YoY+2949 won · 20 lostPlan-level switch detection
Plans served · 5-year trajectory
Market-share plans percent annotated. Bar height is raw plan count.
Customer-base shape
What does a typical July Business Services plan look like?
Service mix · median fees per plan
Count of plans where July Business Services ships each service code, and the median compensation they report under it.
| Service | Plans | Median fees | Distribution |
|---|---|---|---|
Trustee (discretionary); Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Trustee (bank, trust company, or similar financial institution); Investment advisory (plan); Participant loan processing; Recordkeeping feesCode 15 | 84 | $20,595 | |
Recordkeeping fees; Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract AdministratorCode 13 | 56 | $14,931 | |
Recordkeeping feesCode 64 | 5 | $8,645 | |
Recordkeeping fees; Direct payment from the plan; Participant communication; Participant loan processing; Sub-transfer agency fees; Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.)Code 12 | 3 | $10,645 | |
Recordkeeping fees; Recordkeeping and information management (computing, tabulating, data processing, etc.); Plan AdministratorCode 14 | 2 | $54,469 | |
Investment advisory (participants)Code 26 | 2 | $9,311 | |
Consulting fees; Participant loan processing; Recordkeeping feesCode 37 | 1 | $26,674 | |
Other servicesCode 49 | 1 | $7,323 |
Competitor overlap
Percent of July Business Services's plans that also list each competitor on Schedule C. High numbers = co-living partners; low numbers = direct displacement targets.
Plans won in 2024
Appeared this year; did not appear last year under July Business Services.
| Sponsor | From | Assets |
|---|---|---|
HEARTLAND FINANCIAL USA, INCCO · 421405748-002 | Dubuque Bank & Trust Company | $318M |
CAMPBELL SCIENTIFIC, INC.UT · 870305157-001 | Matrix Financial Solutions | $106M |
CIMPLIFYTN · 621657133-333 | LBMC PC | $91M |
GROUP PLAN SYSTEMS, LLCOH · 872096126-001 | (new plan) | $45M |
HILL WIREMASTERSTN · 621840271-002 | Raymond James & Associates, Inc. | $43M |
CASCADE LUMBER COMPANYIA · 420935093-001 | Dubuque Bank & Trust Company | $34M |
CONLON CONSTRUCTION COMPANYIA · 420655227-001 | Dubuque Bank & Trust Company | $29M |
CHAMPION, INC.MI · 380412040-001 | Dubuque Bank & Trust Company | $27M |
DEVELOPMENTAL DISABILITIES RESOURCE CENTERCO · 846035455-003 | Digital Retirement Solutions, Inc. | $25M |
HODGE COMPANYIA · 420845793-002 | Dubuque Bank & Trust Company | $25M |
Plans lost in 2024
Appeared last year under July Business Services; not this year.
| Sponsor | To | Assets |
|---|---|---|
VANDER-BEND MANUFACTURING, INC.CA · 823755090-001 | Principal | $28M |
CLICK N' CLOSE, INC.TX · 341716542-001 | CohnReznick LLP | $20M |
GOLDEN EMPIRE MORTGAGE, INC.CA · 770158990-001 | HPM Partners LLC | $20M |
NEW HORIZON KIDS QUEST, INC.MN · 411719363-001 | Principal | $15M |
FRANKLIN MANAGEMENT, INC.KY · 460811690-001 | Transamerica | $15M |
MUELLER & CO., LLPIL · 362658780-001 | (new plan) | $15M |
THE CIGARETTE STORE LLCCO · 841182893-001 | Voya | $11M |
WORLEY WAREHOUSING, INC.IA · 421103477-001 | Principal | $11M |
WESTERN CONCRETE PUMPING, INC.CA · 954076060-001 | ADP | $9M |
SUSQUEHANNA COMMUNITY BANKPA · 232695045-002 | Citizens & Northern Bank | $9M |
Top plans by assets
Searchable full list lands with the commercial layer.
| Plan | Assets | Participants | Fees | Tenure | Flags |
|---|---|---|---|---|---|
HEARTLAND FINANCIAL USA, INCCO · 421405748-002 | $318M | 2,753 | $151,333 | 1y | - |
CAMPBELL SCIENTIFIC, INC.UT · 870305157-001 | $106M | 722 | $53,673 | 1y | - |
CIMPLIFYTN · 621657133-333 | $91M | 486 | $6,025 | 1y | - |
STEPHENS INSTITUTE DBA ACADEMY OF ART UNIVERSITYCA · 941637804-002 | $86M | 1,472 | $52,871 | 2y | 1 |
KENDALL HUNT PUBLISHING COMPANYIA · 421426616-001 | $77M | 469 | $24 | 2y | - |
CLINICAL PATHOLOGY ASSOCIATESTX · 741619182-001 | $74M | 173 | $67,848 | 5y | - |
DOCTORS WITHOUT BORDERS USA, INC.NY · 133433452-001 | $65M | 1,005 | $143,845 | 2y | - |
EXTRACO CORPORATIONTX · 742137239-002 | $60M | 431 | $53,966 | 10y | - |
JULY BUSINESS SERVICESTX · 742715820-003 | $53M | 5,382 | $464,900 | 3y | 1 |
JULY BUSINESS SERVICESTX · 742715820-002 | $48M | 3,785 | $326,266 | 3y | 1 |
Flag exposure
81.4%Market: 89.1%
This provider
Market baseline
Share of this provider's plans tripping any deterministic red flag this year. Lower than market baseline = better risk surface.
Aliases resolved (15)
Raw Schedule C names collapsed into July Business Services.
- DIVERSIFIED CARE INC
- DIVERSIFIED CARE, INC.
- DIVERSIFIED ENTERPRISES LLC
- DIVERSIFIED FINANCIAL MANAGEMENT
- DIVERSIFIED GLOBAL GRAPHICS GROUP
- JULY BUSINESS SERVICE
- JULY BUSINESS SERVICE, INC.
- JULY BUSINESS SERVICES
- JULY BUSINESS SERVICES INC
- JULY BUSINESS SERVICES INC.
- JULY BUSINESS SERVICES LLC
- JULY BUSINESS SERVICES, INC
- JULY BUSINESS SERVICES, INC.
- JULY BUSINESS SERVICES, LLC
- JULY SERVICES
Book composition by plan size
Bars stack to total plans served; segments use the same asset cutoffs as the /plans size filter. Up-and-to-the-right on the bigger segments = moving up-market.
Under $5M$5-50M$50-250M$250M-1B$1B+
Compliance posture vs market
Per-flag share for July Business Services's book against the same flag's overall prevalence across all filings. Negative delta = under-indexed (cleaner book); positive = elevated risk surface.
| Flag | Plans flagged | Provider % | Market % | Delta |
|---|---|---|---|---|
| Recently terminated | 7 | 4.49% | 7.76% | -3.28 pp |
| Fidelity bond gap | 13 | 8.33% | 26.94% | -18.61 pp |
| Late contributions | 33 | 21.15% | 1.71% | +19.44 pp |
| Failed to provide benefit | 0 | 0.00% | 0.14% | -0.14 pp |
| Corrective distributions | 12 | 7.69% | 1.76% | +5.93 pp |
| Loss discovered | 0 | 0.00% | 0.00% | -0.00 pp |
New-plan formation share
Share of plans filing for the first time each year that landed with July Business Services. Compare to the incumbent market share (0.2%) - higher = winning new business, lower = coasting on existing relationships.
0.0%-0.2 pp vs incumbent
Frequent partners by role
Who else shows up on July Business Services's plans most often. Switch tabs by counterparty role - high-overlap names are either referral channels (advisors, auditors) or competitive blocks (other recordkeepers).
| Partner | Shared plans | % of book |
|---|---|---|
| Acuff & Associates Inc. | 7 | 4.5% |
| Cerity Partners | 5 | 3.2% |
| Hummel Group | 5 | 3.2% |
| Mercer | 4 | 2.6% |
| Meeder Asset Management | 2 | 1.3% |
| NFP | 2 | 1.3% |
| Ohnward Financial Advisor Services | 2 | 1.3% |
| Pension & Benefits Solutions Inc | 2 | 1.3% |
| Strategic Retirement Partners | 2 | 1.3% |
| Whitaker-Myers Wealth Managers | 2 | 1.3% |
Geographic penetration index
(Provider plans in state / state plans) divided by the provider's overall share of the market. Index 1.00 = average; > 1 = over-indexed (winning more than their fair share); < 1 = under-indexed (white space).