PlanOptica
Retirement plan

AMAZON 401(K) PLAN

AMAZON.COM SERVICES, LLCEIN 82-0544687Plan #001PY 2024
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440 TERRY AVENUE NORTH - SEATTLE, WA 98109206-266-1000
Prospect flagsLow participationLow assets / participantLow employer contributionFailed to transmit contributionsCorrective distributions

Filing contacts

From the Form 5500, federal record
Plan sponsor signer
(name not on filing)
(206) 266-1000
Plan administrator signer
SCOTT SANDER
Signed 10/13/2025
Plan administrator entity
401(K) COMMITTEE
EIN 820544687
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Summary metrics

Total assets (EOY)
$34593.7M
No prior year
Total participants
1,343,800
No prior year
Average account balance
$36,676
No prior year
Annual return
20.67%
No prior year

Benchmarks

See 97 peers
Peer group
Industry54 - Professional, Scientific, and Technical Services
Plan typeDefined contribution
Participants>=10,000
Cohort97 peers
Snapshot2024
Participant deferral / active EE
$3,764
median $6,969
Employer contribution / active EE
$759
median $2,535
Participation rate
66.8%
median 76.4%
Avg account balance
$36,676
median $100,933
Admin fee / account holder
$7
median $65
Annual return
20.67%
median 16.28%
Overall peer rank
47th percentileavg across 6 metrics

Analytics

Less than 3 years of history available for this plan
We'll show a chart here once at least 3 consecutive filings are on record.

Service providers

Top 2 by compensation
ProviderService typeCompensation
FIDELITY INVESTMENTS INSTITUTIONAL1+ years
Service code 37 · EIN 04-2647786
Loan Processing
$6,110,983
STRATEGIC ADVISORS, INC.1+ years
Service code 27 · EIN 04-2654524
Advisory (Plan)
$633,262

Plan features & details

Pension benefit codes2F2G2J2K2S2T3H2R2E
Plan features
  • 2E
    Profit-sharing
    Profit-sharing plan.
  • 2F
    ERISA section 404(c) plan
    This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
  • 2G
    Total participant-directed account plan
    Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • 2J
    Code section 401(k) feature
    Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
  • 2K
    Code section 401(m) arrangement
    Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
  • 2R
    Participant-directed brokerage accounts
    Participant-directed brokerage accounts provided as an investment option under the plan.
  • 2S
    Automatic enrollment
    Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
  • 2T
    Default investment account
    Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
  • 3H
    Controlled group member
    Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

5 tripped
  • OpportunityLow participation

    Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

  • OpportunityLow employer contribution

    Employer contribution per participant is in the bottom quintile of the peer cohort.

  • OpportunityLow assets / participant

    Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

  • ComplianceFailed to transmit contributions

    Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

  • ComplianceCorrective distributions

    Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II
Admin total
$7.1M
$6 / participant
  • Recordkeeping$6M85.3%
  • Investment mgmt$966K13.7%
  • Contract admin$59K0.8%
  • Other / not subdivided$8K0.1%
% of EOY assets
0.020%
all-in expense ratio
Categories reported
3 / 9
subdivided buckets used

Audit opinion

Schedule H Part III
Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm
ERNST & YOUNG LLP
Auditor EIN
346565596
Audit fees
$0
Opinion code
Unqualified