| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $38K | $6K | $43K | 10.39% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | CONTINENTAL AMERICAN INSURANCE COMPANY | $32K | — | $32K | 9.34% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | CONTINENTAL AMERICAN INSURANCE COMPANY | $23K | — | $23K | 6.92% |
| TYLER K PANG3 | 2510 RAINBOW DRIVE HONOLULU, HI 96822 | CONTINENTAL AMERICAN INSURANCE COMPANY | $21K | — | $21K | 6.09% |
| MARCUS GRIEGO3 | PO BOX 8937 HONOLULU, HI 96830 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14K | — | $14K | 4.15% |
| PERFECTO R INCIONG JR3 | 99-516 HALAWA HEIGHTS ROAD ALEA, HI 96701 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14K | — | $14K | 4.00% |
| JASON C CRANE3 | 92-1219 HOOKEHA STREET KAPOLEI, HI 967071533 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | — | $5K | 1.41% |
| LISA ANN CHING3 Filed as: LISA ANN KH CHING | 1009 KAPIOLANI BLVD. SUITE 3901 HONOLULU, HI 96814 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 1.24% |
| KIRA M KIM-CHARLES3 | 1695 EAMES STREET WAHIAWA, HI 96786 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 1.24% |
| DWAYNE R MARTINEZ3 Filed as: DWAYNE ROBERT MARTINEZ | 597 W 475 N CLEARFIELD, UT 84015 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 1.03% |
| ANNASTACEYA ARCANGEL-PANG3 | 324 KOMO MAI STREET LAHAINA, HI 96761 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 0.98% |
| KAHIKINA CONSULTANTS INC3 Filed as: KAHIKINA CONSULTANTS INC. | 68 KUMULAAU OHIA LOOP WAILUKU, HI 96793 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 0.76% |
| THOMAS SHO KHORANA3 | 462 LUAKINI STREET HONOLULU, HI 96817 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.67% |
| STEPHEN H ARANIO3 Filed as: STEPHEN CHEN LONG FUNG | 1100 ALAKEA STREET SUITE 2600 HONOLULU, HI 968132848 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.61% |
| GLENN KAZUTO TADA3 | 116 HUALALAI STREET SUITE 100 HILO, HI 96720 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.58% |
| LISA ANN KUROSAKA3 | 3483 ALA HAPUU STREET HONOLULU, HI 96818 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.53% |
| MARJORIE C ROBINSON3 Filed as: MARJORIE ROBINSON & ASSOCIATES LLC | 91-1095 KAIKO DRIVE EWA BEACH, HI 96706 | CONTINENTAL AMERICAN INSURANCE COMPANY | $620 | — | $620 | 0.18% |
| SHERRIE L CRONKITE3 | 101 AUPUNI STREET SUITE 159 HILO, HI 96720 | CONTINENTAL AMERICAN INSURANCE COMPANY | $576 | — | $576 | 0.17% |
| GREGORY JAMES KM JUAN3 | 68 KUMULAAU OHIA LOOP WAILUKU, HI 96793 | CONTINENTAL AMERICAN INSURANCE COMPANY | $506 | — | $506 | 0.15% |
| CLINT ERIC WEIGHT3 | 706 S 320 E SALEM, UT 946539552 | CONTINENTAL AMERICAN INSURANCE COMPANY | $461 | — | $461 | 0.14% |
| DWAYNE D SPRINKEL3 | 91-917 OPEAPEA STREET EWA BEACH, HI 96706 | CONTINENTAL AMERICAN INSURANCE COMPANY | $459 | — | $459 | 0.14% |
| MARJORIE C ROBINSON3 Filed as: MARJORIE ROBINSON & ASSOCIATES LLC | 91-1095 KAIKO DRIVE EWA BEACH, HI 96706 | CONTINENTAL AMERICAN INSURANCE COMPANY | $456 | — | $456 | 0.13% |
| MICHAEL E JONES3 | 15 MALIHINI PLACE WAILUKU, HI 96793 | CONTINENTAL AMERICAN INSURANCE COMPANY | $336 | — | $336 | 0.10% |
| BERNADETA ANTOS3 | 95-988 WIKAO STREET APT M201 MILILANI, HI 967895056 | CONTINENTAL AMERICAN INSURANCE COMPANY | $292 | — | $292 | 0.09% |
| STRATEGIC EMPLOYEE BENEFIT SERVICES3 Filed as: STRATEGIC NON-MEDICAL SOLUTIONS | ONE BEACON STREET SUITE 17100 BOSTON, MA 02108 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 10.50% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $863 | — | $863 | 4.50% |
| CONSTANCE M SERONIO3 Filed as: CONSTANCE M. SERONIO | 92-713 PAAKAI STREET KAPOLEI, HI 96707 | CONTINENTAL AMERICAN INSURANCE COMPANY | $850 | — | $850 | 5.03% |
| STEPHEN H ARANIO3 Filed as: STEPHEN H. ARANIO | 1136 UNION MALL 800 HONOLULU, HI 96813 | CONTINENTAL AMERICAN INSURANCE COMPANY | $323 | — | $323 | 1.91% |
| PATTIE L ARANIO3 Filed as: PATTIE L. ARANIO | PO BOX 89-4711 HONOLULU, HI 96789 | CONTINENTAL AMERICAN INSURANCE COMPANY | $295 | — | $295 | 1.75% |
| JULIE C GUSHIKEN3 Filed as: JULIE CHRISTEN GUSHIKEN | 1138 MANONO STREET HILO, HI 96720 | CONTINENTAL AMERICAN INSURANCE COMPANY | $76 | — | $76 | 0.45% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | CONTINENTAL AMERICAN INSURANCE COMPANY | $69 | — | $69 | 0.41% |
| KATIE LYNN GARRETT3 | 4273 SE COVE LAKE CIRCLE APT 108 STUART, FL 34997 | CONTINENTAL AMERICAN INSURANCE COMPANY | $53 | — | $53 | 0.31% |
| TYLER K PANG3 | 2510 RAINBOW DRIVE HONOLULU, HI 96822 | CONTINENTAL AMERICAN INSURANCE COMPANY | $52 | — | $52 | 0.31% |
| ATLAS INSURANCE AGENCY, INC.3 | 201 MERCHANT STREET SUITE 1100 HONOLULU, HI 96813 | CONTINENTAL AMERICAN INSURANCE COMPANY | $51 | — | $51 | 0.30% |
| MICHAEL T. EARL3 Filed as: MICHAEL T EARL | 95098 PAAILALO STREET MILILANI, HI 96789 | CONTINENTAL AMERICAN INSURANCE COMPANY | $49 | — | $49 | 0.29% |
| PERFECTO R INCIONG JR3 Filed as: PERFECTO R. INCIONG JR | 99-516 HALAWA HTS ROAD ALEA, HI 96701 | CONTINENTAL AMERICAN INSURANCE COMPANY | $47 | — | $47 | 0.28% |
| MICHAEL E JONES3 | 15 MALIHINI PLACE WAILUKU, HI 96793 | CONTINENTAL AMERICAN INSURANCE COMPANY | $29 | — | $29 | 0.17% |
| GALEN MIZUGUCHI3 Filed as: GALEN R MIZUGICHI | 1767 N HALE O KEA PLACE HIO, HI 96720 | CONTINENTAL AMERICAN INSURANCE COMPANY | $21 | — | $21 | 0.12% |
| MARCUS GRIEGO3 | PO BOX 8937 HONOLULU, HI 96830 | CONTINENTAL AMERICAN INSURANCE COMPANY | $20 | — | $20 | 0.12% |
| MARJORIE C ROBINSON3 Filed as: MARJORIE CHRISTIE ROBINSON | 91-1095 KAIKO DRIVE EWA BEACH, HI 96706 | CONTINENTAL AMERICAN INSURANCE COMPANY | $19 | — | $19 | 0.11% |
| DEVITA BETHINA MCKENZIE3 Filed as: DEVITA THEINA MCKENZIE | 289 S BURTON AVENUE SAN GABRIEL, CA 91776 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12 | — | $12 | 0.07% |
| MICHAEL W. ROURA3 Filed as: MICHAEL WALTER ROURA PUAATUUA | EMPLOWERED LEADERSHIP INC. 98-871 B IHO PLACE ALEA, HI 96701 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | 0.05% |
| GREGORTY JULIAN ROBINSON3 | 91-1095 KAIKO STREET EWA BEACH, HI 96706 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | 0.05% |
| DERRICK K CHING3 | 5867 KOALI STREET KAPAA, HI 967469676 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | 0.05% |
| DUSTIN DEAN DENIZ3 | 222 LILIUOKALANI AVE SUITE 803 HONOLULU, HI 96815 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.03% |
| KAI TAKEKAWA3 Filed as: KAI MASAO TAKEKAWA | 1155 HASSINGER STREET APT 801 HONOLULU, HI 96822 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.02% |
| LYNN A GOULD3 | 6 ROSEMONT LANE LITTLE EGG HARBOR, NJ 080873322 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.02% |
| GLENN KAZUTO TADA3 | 116 HUALALAI STREET SUITE 100 HILO, HI 96720 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.02% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METLIFE LEGAL PLANS | $1K | $12 | $1K | 16.53% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS, INC. | 422 WAUPONSEE STREET MORRIS, IL 60450 | METLIFE LEGAL PLANS | — | $198 | $198 | 2.81% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE STREET MORRIS, IL 60450 | METLIFE LEGAL PLANS | — | $78 | $78 | 1.11% |
| PATTIE L ARANIO3 | PO BOX 894711 MILLILANI, HI 96789 | AFLAC | $8 | — | $8 | 1.95% |
| PIONEER PACIFIC FINANCIAL3 Filed as: PIONEER PACIFIC FIN SERVICES INC. | 1132 BISHOP STREET SUITE 2100 HONOLULU, HI 96813 | AFLAC | $8 | — | $8 | 1.95% |
| STEVEN R MARKHAM3 | 338 KILAUEA AVENUE HILO, HI 96720 | AFLAC | $7 | — | $7 | 1.70% |
| DAVID WEISS3 | PO BOX 6917 HILO, HI 96720 | AFLAC | $7 | — | $7 | 1.70% |
| PIONEER PACIFIC FINANCIAL3 Filed as: PIONEER PACIFIC FINANCIAL SCVS INC. | 1164 BISHOP STREET SUITE 1200 HONOLULU, HI 96813 | AFLAC | $6 | — | $6 | 1.46% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHIGAGO, IL 60674 | AFLAC | $5 | — | $5 | 1.22% |
| JULIE C GUSHIKEN3 | 1138 MANONO STREET HILO, HI 96720 | AFLAC | $4 | — | $4 | 0.97% |
| PIOPAC FIDELITY3 | 1164 BISHOP STREET SUITE 1200 HONOLULU, HI 96813 | AFLAC | $3 | — | $3 | 0.73% |
| DON I SAKAI3 | 45-118 MIMO PLACE KANEOHE, HI 96744 | AFLAC | $1 | — | $1 | 0.24% |
| JAMES ARTHUR HARBOUR3 Filed as: JAMES ARTHRU HARBOUR | 7725 GATEWAY UNIT 2503 IRVINE, CA 92618 | AFLAC | $1 | — | $1 | 0.24% |
| GALEN MIZUGUCHI3 | 1767 HALE O KEA STREET HILO, HI 96720 | AFLAC | $1 | — | $1 | 0.24% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,757 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,757 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | HMSA | 1,237 | $11.5M |
| Vision(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN OF HAWAII | 573 | $4.2M |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,407 | $416K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,407 | $416K |
| Prescription drug(3 contracts, 3 carriers) | HMSA | 1,237 | $11.5M |
| Other(7 contracts, 5 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 2,058 | $828K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,058 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.