No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BUSINESSOLVER EIN 42-1503807 RECORD KEEPER | Direct payment from the plan; Other fees; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $657K |
| METLIFE INVESTMENT MANAGEMENT EIN 82-2405817 INVESTMENT MANAGEMENT | Direct payment from the plan; Investment management fees paid directly by plan Service code 50 | — | $375K |
| STATE STREET GLOBAL ADVISORS TRUST EIN 81-4017137 INVESTMENT MANAGEMENT | Investment management fees paid directly by plan; Direct payment from the plan Service code 50 | — | $267K |
| ANTHEM BLUE CROSS LIFE AND HEALTH EIN 95-4331852 CONTRACT ADMINISTRATOR | Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Direct payment from the plan; Other services; Claims processing; Float revenue Service code 12 | — | $216K |
| HANLON BROWN DESIGN, INC. EIN 93-1010992 COPYING & DUPLICATING | Direct payment from the plan; Copying and duplicating Service code 36 | — | $136K |
| AON INVESTMENTS USA INC. EIN 36-3109431 INVESTMENT CONSULTANT | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $80K |
| CROWE LLP EIN 35-0921680 AUDIT | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $54K |
| CLIFTONLARSONALLEN LLP EIN 41-0746749 OTHER SERVICES | Direct payment from the plan; Other fees Service code 50 | — | $50K |
| MERCER EIN 34-2015463 ACTUARY | Actuarial; Direct payment from the plan Service code 11 | — | $50K |
| THE BANK OF NEW YORK MELLON EIN 13-5160382 TRUSTEE | Custodial (securities); Direct payment from the plan Service code 19 | — | $45K |
| DELOITTE TAX LLP EIN 86-1065772 OTHER SERVICES | Direct payment from the plan; Other fees Service code 50 | — | $39K |
| EXPRESS SCRIPTS, INC. EIN 43-1420563 OTHER FEES | Claims processing; Direct payment from the plan Service code 12 | — | $19K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4,748 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 11,663 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 16,411 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM BLUE CROSS | 729 | $2.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 729 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.