| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 15939 COLLECTION CTR DR CHICAGO, IL 60693 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $54K | $10K | $64K | 2.37% |
| LOCKTON COMPANIES, LLC3 | P.O. BOX 95135 CHICAGO, IL 60693 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $63K | $63K | 2.32% |
| ALIGHT SOLUTIONS3 Filed as: ALIGHT SOLUTIONS LLC | P.O. BOX 95135 CHICAGO, IL 60693 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $159K | $159K | 5.90% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 15939 COLLECTION CTR DR CHICAGO, IL 60693 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $135K | $10K | $145K | 5.37% |
| ALIGHT SOLUTIONS3 Filed as: ALIGHT SOLUTIONS LLC | P.O. BOX 95135 CHICAGO, IL 60693 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $105K | $105K | 5.70% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 15939 COLLECTION CTR DR CHICAGO, IL 60693 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $37K | $10K | $47K | 2.54% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 8110 E UNION AVE SUITE 700 DENVER, CO 80237 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $0 | $1 | $1 | 0.00% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | C/O BANK OF AMERICA 15939 COLLECTION CENTER DR CHICAGO, IL 606930159 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $153K | $0 | $153K | 11.30% |
| HODGES-MACE BENEFITS GRP INC3 Filed as: HODGES-MACE BENEFITS GROUP | P. O. BOX 95381 CHICAGO, IL 60694 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $153K | $0 | $153K | 11.30% |
| TEMPO HOLDINGS COMPANY LLC3 | 4 OVERLOOK POINT LINCOLNSHIRE, IL 60069 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $0 | $61K | $61K | 4.52% |
| LOCKTON COMPANIES, LLC3 | 15939 COLLECTION CENTER DR. CHICAGO, IL 60693 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INS CO | $0 | $6 | $6 | 0.00% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | C/O BANK OF AMERICA 15939 COLLECTION CENTER DR CHICAGO, IL 606930159 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $103K | $0 | $103K | 11.30% |
| ALIGHT SOLUTIONS3 Filed as: ALIGHT SOLUTIONS LLC | PO BOX 95381 CHICAGO, IL 60694 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $103K | $0 | $103K | 11.30% |
| TEMPO HOLDINGS COMPANY LLC3 | 4 OVERLOOK POINT LINCOLNSHIRE, IL 60069 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $0 | $41K | $41K | 4.52% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | C/O BANK OF AMERICA 15939 COLLECTION CENTER DR CHICAGO, IL 606930159 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $97K | $0 | $97K | 11.29% |
| HODGES-MACE BENEFITS GRP INC3 Filed as: HODGES-MACE BENEFITS GROUP | P. O. BOX 95381 CHICAGO, IL 60694 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $97K | $0 | $97K | 11.29% |
| TEMPO HOLDINGS COMPANY LLC3 | 4 OVERLOOK POINT LINCOLNSHIRE, IL 60069 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $0 | $39K | $39K | 4.52% |
| VIDAL & RODRIGUEZ3 | — | TRIPLE S SALUD, INC. | $40K | $0 | $40K | 5.00% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 500 W. MONROE STREET SUITE 3400 CHICAGO, IL 60661 | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC. | $0 | $3K | $3K | 0.44% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 8110 E UNION AVE SUITE 700 DENVER, CO 80237 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $0 | $1 | $1 | 0.00% |
| LOCKTON COMPANIES, LLC3 | 444 W. 47TH STREET SUITE 900 KANSAS CITY, MO 64112 | CONTINENTAL AMERICAN INSURANCE COMPANY | $40K | $0 | $40K | 9.04% |
| BENEFITSTORE INC3 Filed as: BENEFITSTORE, INC. | 100 BENEFIT FOCUS WAY CHARLESTON, SC 29492 | CONTINENTAL AMERICAN INSURANCE COMPANY | $23K | $0 | $23K | 5.04% |
| HODGES-MACE LLC3 | P.O. BOX 64028 ATLANTA, GA 30328 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9K | $0 | $9K | 1.93% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES | 3 CITYPLACE DR. SUITE 900 SAINT LOUIS, MO 631417088 | METLIFE INSURANCE COMPANY | $82K | $0 | $82K | 20.00% |
| ALIGHT SOLUTIONS3 Filed as: ALIGHT SOLUTIONS LLC | P.O. BOX 95135 CHICAGO, IL 60693 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $22K | $22K | 5.63% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 15939 COLLECTION CTR DR CHICAGO, IL 60693 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $8K | $3K | $11K | 2.78% |
| ALIGHT SOLUTIONS3 Filed as: ALIGHT SOLUTIONS LLC | PO BOX 95135 CHICAGO, IL 60694 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $39K | $23K | $62K | 15.81% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 15939 COLLECTION CTR DR CHICAGO, IL 60693 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $39K | $7K | $47K | 11.89% |
| ALIGHT SOLUTIONS3 Filed as: ALIGHT SOLUTIONS LLC | P.O. BOX 95135 CHICAGO, IL 60693 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $21K | $21K | 5.90% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 15939 COLLECTION CTR DR CHICAGO, IL 60693 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $18K | $1K | $19K | 5.29% |
| LOCKTON COMPANIES, LLC3 Filed as: MIDWEST SERIES OF LOCKTON COMPANIES | C/O BANK OF AMERICA 15939 COLLECTIONS CENTER DRIVE CHICAGO, IL 60693 | METLIFE LEGAL PLANS, INC. | $16K | $318 | $17K | 5.32% |
| ALIGHT SOLUTIONS3 Filed as: ALIGHT SOLUTIONS LLC | PO BOX 95135 CHICAGO, IL 60694 | METLIFE LEGAL PLANS, INC. | $16K | $0 | $16K | 5.22% |
| ALIGHT SOLUTIONS3 Filed as: ALIGHT HOLDING COMPANY | 4 OVERLOOK POINT LINCOLNSHIRE, IL 60069 | METLIFE LEGAL PLANS, INC. | $0 | $7K | $7K | 2.15% |
| BENFITSTORE, INC.3 | 100 BENEFITFOCUS WAY CHARLESTON, SC 29492 | METLIFE LEGAL PLANS, INC. | $0 | $2K | $2K | 0.80% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC NE SERIES | 76 BATTERSON PARK ROAD SUITE 3 FARMINGTON, CT 06032 | METLIFE LEGAL PLANS, INC. | $0 | $2K | $2K | 0.71% |
| BENEFITFOCUS.COM, INC.3 | DEPT 3383, PO BOX 123383 DALLAS, TX 75312 | METLIFE LEGAL PLANS, INC. | $0 | $1K | $1K | 0.41% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES | 444 WEST 47TH STREET SUITE 900 KANSAS CITY, MO 64112 | METLIFE LEGAL PLANS, INC. | $0 | $311 | $311 | 0.10% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES | 3800 COLONNADE PKWY SUITE 150 BIRMINGHAM, AL 35243 | METLIFE LEGAL PLANS, INC. | $0 | $280 | $280 | 0.09% |
| ALIGHT SOLUTIONS3 Filed as: ALIGHT SOLUTIONS LLC | 15939 COLLECTIONS CTR DRIVE CHICAGO, IL 60693 | METLIFE LEGAL PLANS, INC. | $0 | $140 | $140 | 0.04% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 2100 ROSS AVENUE SUITE 1200 DALLAS, TX 75201 | METLIFE LEGAL PLANS, INC. | $0 | $33 | $33 | 0.01% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | KEVIN EDWARD MCDANIEL 3 CITYPLACE DRIVE, SUITE 900 SAINT LOUIS, MO 63141 | MEDICA INSURANCE COMPANY | $0 | $161 | $161 | 0.05% |
| ALIGHT SOLUTIONS3 Filed as: ALRIGHT SOLUTIONS LLC | P.O. BOX 95135 CHICAGO, IL 60693 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $15K | $15K | 5.79% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 15939 COLLECTIONS CENTER DRIVE CHICAGO, IL 60693 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | $3K | $8K | 2.95% |
| ALIGHT SOLUTIONS3 Filed as: ALRIGHT SOLUTIONS LLC | P. O. BOX 95135 CHICAGO, IL 60694 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $2K | $2K | 5.00% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 15939 COLLECTIONS CENTER DR. CHICAGO, IL 60693 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $722 | $58 | $780 | 2.16% |
| REUBEN WARNER ASSOCIATES, INC.3 | 1655 RICHMOND AVENUE STATEN ISLAND, NY 10314 | ACE AMERICAN INSURANCE COMPANY | $0 | $2K | $2K | 20.00% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES | 3 CITY PLACE DRIVE ST. LOUIS, MO 63141 | ACE AMERICAN INSURANCE COMPANY | $0 | $2K | $2K | 15.00% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | THREE CITY PLACE DRIVE SUITE 900 ST. LOUIS, MO 63141 | DELTA DENTAL OF WASHINGTON | $483 | $0 | $483 | 5.35% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 8110 E UNION AVE SUITE 700 DENVER, CO 80237 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $583 | $0 | $583 | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 22,132 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 210 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 22,342 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(14 contracts, 10 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 1,016 | $19.5M |
| Dental(3 contracts, 3 carriers) | TRIPLE S SALUD, INC. | 180 | $825K |
| Vision | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INS CO | 14,423 | $992K |
| Life insurance(4 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 14,326 | $5.7M |
| Short-term disability(2 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 1,464 | $710K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 10,424 | $2.7M |
| Prescription drug(13 contracts, 9 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 1,016 | $19.5M |
| Stop-loss / reinsurancereinsurance | UNITED HEALTHCARE INSURANCE COMPANY HARTFORD CT | 6,350 | $2.6M |
| Other(11 contracts, 5 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 14,325 | $6.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 14,423 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.