See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 4 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| IOA RE EIN 23-2589410 STOP LOSS INS CARRIER | Other fees Service code 99 | 190 W. GERMANTOWN PIKE SUITE 200 E. NORRITON, PA 19401 | $326K |
| BIG TREE MEDICAL HOME EIN 82-2338518 DIRECT PRIMARY CARE | Other services; Direct payment from the plan Service code 49 | 200 CORPORATE LAKE DRIVE COLUMBIA, MO 65203 | $105K |
| GROUP BENEFIT SERVICES, INC. EIN 43-1770779 BROKER | Insurance agents and brokers; Claims processing; Insurance brokerage commissions and fees; Account maintenance fees; Recordkeeping fees; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | 3810 E. SUNSHINE STREET, SUITE 200 SPRINGFIELD, MO 65809 | $92K |
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 PPO NETWORK | Other fees; Direct payment from the plan; Other services Service code 49 | 29742 NETWORK PLACE CHICAGO, IL 60673 | $29K |
| MAVERICK BENEFITS EIN 82-2338518 BROKER | Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | 4000 W. PROVIDENCE ROAD BOX 12 COLUMBIA, MO 65203 | $25K |
| J.M. DEREN & ASSOCIATES LLC BROKER | Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | 2612 OAKWOOD PRESERVE DRIVE WESLEY CHAPEL, FL 33543 | $19K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 20 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 20 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CARBON STOP LOSS | 20 | $332K |
| Prescription drug(2 contracts, 2 carriers) | CARBON STOP LOSS | 20 | $332K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 20 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.
The final-filing indicator is set. The plan is winding down. Skip it for sales.