| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARK WAYNE SPRADLING3 Filed as: MARK HAMBY | 3500 BLUE LAKE DR STE 120 BIRMINGHAM, AL 35243 | AMFIRST | $46K | — | $46K | 13.03% |
| LAKESHORE BENEFIT ALLIANCE LLC Filed as: LAKESHORE BENEFIT ALLIANCE | 700 37TH STREET S BIRMINGHAM, AL 35222 | AMFIRST | $28K | — | $28K | 8.02% |
| MORGAN WHITE LIMITED DBA MWG BROKER | P.O. BOX 14067 JACKSON, MS 392364067 | AMFIRST | $18K | — | $18K | 5.01% |
| LBA SERVICE LLC Filed as: LBA SERVICE, LLC | 700 37TH STREET S BIRMINGHAM, AL 35222 | AMFIRST | $4K | — | $4K | 1.00% |
| VALENT GROUP | 3500 BLUE LAKE DR STE 120 VESTAVIA, AL 35243 | VISION SERVICE PLAN | $2K | — | $2K | 10.00% |
| MARK WAYNE SPRADLING3 Filed as: MARK HAMBY | 3500 BLUE LAKE DR STE 120 BIRMINGHAM, AL 35243 | RECURO HEALTH | — | — | $0 | 0.00% |
| LAKESHORE BENEFIT ALLIANCE LLC Filed as: LAKESHORE BENEFIT ALLIANCE | 700 37TH STREET S BIRMINGHAM, AL 35222 | RECURO HEALTH | — | — | $0 | 0.00% |
| MORGAN WHITE LIMITED DBA MWG BROKER | P.O. BOX 14067 JACKSON, MS 392364067 | RECURO HEALTH | — | — | $0 | 0.00% |
| LBA SERVICE LLC Filed as: LBA SERVICE, LLC | 700 37TH STREET S BIRMINGHAM, AL 35222 | RECURO HEALTH | — | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 197 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 197 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF ALABAMA | 197 | $2.1M |
| Dental | BLUE CROSS BLUE SHIELD OF ALABAMA | 197 | $1.8M |
| Vision(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF ALABAMA | 197 | $1.8M |
| Prescription drug | BLUE CROSS BLUE SHIELD OF ALABAMA | 197 | $1.8M |
| Other(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF ALABAMA | 197 | $1.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 197 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Final-filing indicator set. Plan is winding down; don't waste sales effort here.