| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TFG FINANCIAL GROUP BENEFITS LLC3 Filed as: TFG FINANCIAL GROUP LP | 806 BROOKHOLLOW DR SHREVEPORT, LA 71105 | UNITED OF OMAHA LIFE INSURANCE | $7K | $1K | $9K | 11.98% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC | 3 PARKWAY NORTH BLVD STE 500 DEERFIELD, IL 60015 | UNITED OF OMAHA LIFE INSURANCE | — | $314 | $314 | 0.44% |
| TFG FINANCIAL GROUP BENEFITS LLC3 Filed as: TFG FINANCIAL GROUP LP | 806 BROOKHOLLOW DR SHREVEPORT, LA 71005 | UNITED OF OMAHA LIFE INSURANCE | $5K | $1K | $6K | 19.37% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC | 3 PARKWAY NORTH BLVD STE 500 DEERFIELD, IL 60015 | UNITED OF OMAHA LIFE INSURANCE | — | $301 | $301 | 0.97% |
| TFG FINANCIAL GROUP BENEFITS LLC3 Filed as: TFG FINANCIAL GROUP LP | 806 BROOKHOLLOW DR SHREVEPORT, LA 71105 | UNITED OF OMAHA LIFE INSURANCE | $4K | $1K | $5K | 18.03% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC | 3 PARKWAY NORTH BLVD STE 500 DEERFIELD, IL 60015 | UNITED OF OMAHA LIFE INSURANCE | — | $314 | $314 | 1.12% |
| TFG FINANCIAL GROUP BENEFITS LLC3 Filed as: TFG FINANCIAL GROUP LP | 806 BROOKHOLLOW DR SHREVEPORT, LA 71105 | UNITED OF OMAHA LIFE INSURANCE | $5K | $537 | $5K | 22.24% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC | 3 PARKWAY NORTH BLVD STE 500 DEERFIELD, IL 60015 | UNITED OF OMAHA LIFE INSURANCE | — | $119 | $119 | 0.50% |
| TFG FINANCIAL GROUP BENEFITS LLC3 Filed as: TFG FINANCIAL GROUP LP | 806 BROOKHOLLOW DR SHREVEPORT, LA 71105 | UNITED OF OMAHA LIFE INSURANCE | $2K | $820 | $3K | 14.58% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC | 3 PARKWAY NORTH BLVD STE 500 DEERFIELD, IL 60015 | UNITED OF OMAHA LIFE INSURANCE | — | $182 | $182 | 1.02% |
| TFG FINANCIAL GROUP BENEFITS LLC3 Filed as: TFG FINANCIAL GROUP LP | 806 BROOKHOLLOW DR SHREVEPORT, LA 71105 | UNITED OF OMAHA LIFE INSURANCE | $2K | $619 | $3K | 19.89% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC | 3 PARKWAY NORTH BLVD STE 500 DEERFIELD, IL 60015 | UNITED OF OMAHA LIFE INSURANCE | $0 | $138 | $138 | 1.09% |
| TFG FINANCIAL GROUP BENEFITS LLC3 Filed as: TFG FINANCIAL GROUP LP | 806 BROOKHOLLOW DR SHREVEPORT, LA 71105 | UNITED OF OMAHA LIFE INSURANCE | $2K | $663 | $2K | 20.44% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC | 3 PARKWAY NORTH BLVD STE 500 DEERFIELD, IL 60015 | UNITED OF OMAHA LIFE INSURANCE | — | $147 | $147 | 1.21% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 179 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 179 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED OF OMAHA LIFE INSURANCE | 133 | $71K |
| Vision | UNITED OF OMAHA LIFE INSURANCE | 113 | $18K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE | 179 | $43K |
| Short-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE | 179 | $40K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE | 54 | $13K |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE | 89 | $55K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 179 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.