| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ANCO INS. SVC. OF BRYAN COLLEGE STA3 Filed as: ANCO INS. SVCS. OF BRYAN/C.S. | 1111 BRIARCREST DR. BRYAN, TX 77802 | CURATIVE INSURANCE CO. | $37K | $0 | $37K | 6.00% |
| ANCO INS. SVC. OF BRYAN COLLEGE STA3 Filed as: ANCO INS. SVCS. OF BRYAN/C.S. | 1111 BRIARCREST DR. BRYAN, TX 77802 | BLUE CROSS BLUE SHIELD OF TEXAS | $5K | $0 | $5K | 10.05% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS, INC. | 1111 BRIARCREST DR. BRYAN, TX 77802 | UNITED OF OMAHA LIFE INSURANCE CO. | $4K | $0 | $4K | 15.00% |
| CENTRO BENEFITS RESEARCH LLC3 Filed as: CENTRO BENEFITS RESEARCH, LLC | 325 N. KIRKWOOD RD., STE 300 KIRKWOOD, MO 63122 | UNITED OF OMAHA LIFE INSURANCE CO. | $0 | $1K | $1K | 5.00% |
| ANCO INS. SVC. OF BRYAN COLLEGE STA3 Filed as: ANCO INS. SVCS. OF BRYAN/C.S. | 1111 BRIARCREST DR. BRYAN, TX 77802 | TEXAS REPUBLIC LIFE INSURANCE COMPANY | $2K | $971 | $3K | 14.54% |
| CARLYN GROUP3 | 208 HEWITT, STE 103-339 WOODWAY, TX 76712 | TEXAS REPUBLIC LIFE INSURANCE COMPANY | $3K | $0 | $3K | 14.23% |
| SABRINA KAYE LYNCH3 Filed as: SABRINA LYNCH | 1208 DEXFORD DR. AUSTIN, TX 78753 | TEXAS REPUBLIC LIFE INSURANCE COMPANY | $0 | $87 | $87 | 0.45% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS, INC. | 1111 BRIARCREST DR. BRYAN, TX 77802 | UNITED OF OMAHA LIFE INSURANCE CO. | $2K | $2K | $4K | 34.75% |
| CENTRO BENEFITS RESEARCH LLC3 Filed as: CENTRO BENEFITS RESEARCH, LLC | 325 N. KIRKWOOD RD., STE 300 KIRKWOOD, MO 63122 | UNITED OF OMAHA LIFE INSURANCE CO. | $0 | $508 | $508 | 5.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS, INC. | 1111 BRIARCREST DR. BRYAN, TX 77802 | UNITED OF OMAHA LIFE INSURANCE CO. | $747 | $0 | $747 | 10.01% |
| CENTRO BENEFITS RESEARCH LLC3 Filed as: CENTRO BENEFITS RESEARCH, LLC | 325 N. KIRKWOOD RD., STE 300 KIRKWOOD, MO 63122 | UNITED OF OMAHA LIFE INSURANCE CO. | $0 | $373 | $373 | 5.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS, INC. | 1111 BRIARCREST DR. BRYAN, TX 77802 | UNITED OF OMAHA LIFE INSURANCE CO. | $1K | $0 | $1K | 20.00% |
| CENTRO BENEFITS RESEARCH LLC3 Filed as: CENTRO BENEFITS RESEARCH, LLC | 325 N. KIRKWOOD RD., STE 300 KIRKWOOD, MO 63122 | UNITED OF OMAHA LIFE INSURANCE CO. | $0 | $348 | $348 | 5.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS, INC. | 1111 BRIARCREST DR. BRYAN, TX 77802 | UNITED OF OMAHA LIFE INSURANCE CO. | $194 | $0 | $194 | 5.00% |
| CENTRO BENEFITS RESEARCH LLC3 Filed as: CENTRO BENEFITS RESEARCH, LLC | 325 N. KIRKWOOD RD., STE 300 KIRKWOOD, MO 63122 | UNITED OF OMAHA LIFE INSURANCE CO. | $0 | $194 | $194 | 5.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS, INC. | 1111 BRIARCREST DR. BRYAN, TX 77802 | UNITED OF OMAHA LIFE INSURANCE CO. | $578 | $0 | $578 | 15.01% |
| CENTRO BENEFITS RESEARCH LLC3 Filed as: CENTRO BENEFITS RESEARCH, LLC | 325 N. KIRKWOOD RD., STE 300 KIRKWOOD, MO 63122 | UNITED OF OMAHA LIFE INSURANCE CO. | $0 | $193 | $193 | 5.01% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS, INC. | 1111 BRIARCREST DR. BRYAN, TX 77802 | UNITED OF OMAHA LIFE INSURANCE CO. | $185 | $0 | $185 | 5.00% |
| CENTRO BENEFITS RESEARCH LLC3 Filed as: CENTRO BENEFITS RESEARCH, LLC | 325 N. KIRKWOOD RD., STE 300 KIRKWOOD, MO 63122 | UNITED OF OMAHA LIFE INSURANCE CO. | $0 | $185 | $185 | 5.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 112 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 112 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CURATIVE INSURANCE CO. | 84 | $616K |
| Dental | BLUE CROSS BLUE SHIELD OF TEXAS | 150 | $50K |
| Vision | UNITED OF OMAHA LIFE INSURANCE CO. | 60 | $7K |
| Life insurance(3 contracts, 2 carriers) | TEXAS REPUBLIC LIFE INSURANCE COMPANY | 129 | $27K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE CO. | 108 | $26K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE CO. | 10 | $4K |
| Prescription drug | CURATIVE INSURANCE CO. | 84 | $616K |
| Other(4 contracts) | UNITED OF OMAHA LIFE INSURANCE CO. | 109 | $25K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 150 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.