| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SHARON MCMAHAN3 | 94 SHADY OAK TIJERAS, NM 87059 | DELTA DENTAL OF NEW MEXICO | $11K | — | $11K | 3.01% |
| SHARON MCMAHAN3 | 94 SHADY OAK CIRCLE TIJERAS, NM 87059 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $14K | — | $14K | 10.42% |
| CATHY FENNER3 | 6121 INDIAN SCHOOL RD NE #240 ALBUQUERQUE, NM 87110 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $10K | — | $10K | 7.55% |
| SHARON MCMAHAN3 | 94 SHADY OAK CIRCLE TIJERAS, NM 87059 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $6K | — | $6K | 4.17% |
| COMPETETIVE BENEFITS ADMINS3 | 2500 LOUISIANA BLVD NE #507 ALBUQUERQUE, NM 87110 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4K | — | $4K | 2.95% |
| SHARON MCMAHAN3 | 94 SHADY OAK CIRCLE TIJERAS, NM 87059 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5K | — | $5K | 7.60% |
| CATHY FENNER3 | 6121 INDIAN SCHOOL RD NE #240 ALBUQUERQUE, NM 87110 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4K | — | $4K | 5.38% |
| SHARON MCMAHAN3 | 94 SHADY OAK CIRCLE TIJERAS, NM 87059 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 4.14% |
| COMPETITIVE BENEFITS3 Filed as: COMPETITIVE BENEFITS ADMNS | 2500 LOUISIANA BLVD NE #507 ALBUQUERQUE, NM 87110 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 3.18% |
| SHARON MCMAHAN | 94 SHADY OAK TIJERAS, NM 87059 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $10K | — | $10K | 15.00% |
| SHARON MCMAHAN | 84 SHADY OAK CIRCLE TIJERAS, NM 87059 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $9K | — | $9K | 15.00% |
| SHARON MCMAHAN3 | 94 SHADY OAK CIRCLE TIJERAS, NM 87059 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $13K | — | $13K | 23.45% |
| CATHY FENNER3 | 6121 INDIAN SCHOOL RD NE #240 ALBUQUERQUE, NM 87110 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $10K | — | $10K | 17.23% |
| SHARON MCMAHAN3 | 94 SHADY OAK CIRCLE TIJERAS, NM 87059 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 3.57% |
| COMPETITIVE BENEFITS3 Filed as: COMPETITIVE BENEFITS ADMNS | 2500 KOUISIANA BLVD NE #507 ALBUQUERQUE, NM 87110 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $748 | — | $748 | 1.32% |
| SHARON MCMAHAN3 | 94 SHADY OAK CIRCLE TIJERAS, NM 87059 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $923 | — | $923 | 3.29% |
| SHARON MCMAHAN3 | 94 SHADY OAK CIRCLE TIJERAS, NM 87059 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $662 | — | $662 | 2.36% |
| COMPETITIVE BENEFITS3 Filed as: COMPETITIVE BENEFITS ADMNS | 2500 LOUISIANA BLVD NE #507 ALBUQUERQUE, NM 87110 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $592 | — | $592 | 2.11% |
| CATHY FENNER3 | 6121 INDIAN SCHOOL RD NE #240 ALBUQUERQUE, NM 87110 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $590 | — | $590 | 2.10% |
| SHARON MCMAHAN3 | 94 SHADY OAK TIJERAS, NM 87059 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 15.00% |
| SHARON MCMAHAN | 94 SHADY OAK TIJERAS, NM 87059 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $16K | — | $16K | 126.85% |
| SHARON MCMAHAN3 | 94 SHADY OAK TIJERAS, NM 87059 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $16K | — | $16K | 126.85% |
| SHARON MCMAHAN3 | 84 SHADY OAK CIRCLE TIJERAS, NM 87059 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $317 | — | $317 | 5.40% |
| COMPETETIVE BENEFITS ADMINS3 | 2500 LOUSIANA BLVD NE #507 ALBUQUERQUE, NM 87110 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $270 | — | $270 | 4.60% |
| SHARON MCMAHAN3 | 94 SHADY OAK CIRCLE ALBUQUERQUE, NM 87059 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $40 | — | $40 | 4.99% |
| SHARON MCMAHAN3 | 94 SHADY OAK CIRCLE TIJERAS, NM 87059 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $37 | — | $37 | 4.61% |
| COMPETITIVE BENEFITS3 Filed as: COMPETITIVE BENEFITS ADMNS | 2500 LOUISIANA BLVD NE #507 ALBUQUERQUE, NM 87110 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $34 | — | $34 | 4.24% |
| CATHY FENNER3 | 6121 INDIAN SCHOOL RD NE #240 ALBUQUERQUE, NM 87110 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $24 | — | $24 | 2.99% |
| SHARON MCMAHAN3 | 94 SHADY OAK CIRCLE TIJERAS, NM 87059 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $9 | — | $9 | 1.57% |
| CATHY FENNER3 | 6121 INDIANA SCHOOL RD NE #240 ALBUQUERQUE, NM 87110 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $6 | — | $6 | 1.05% |
| COMPETETIVE BENEFITS ADMIN3 | 2500 LOUISIANA BLVD NE #507 ALBUQUERQUE, NM 87100 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3 | — | $3 | 0.52% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,133 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,133 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF NEW MEXICO | 1,133 | $362K |
| Vision | VISION SERVICE PLAN | 515 | $69K |
| Life insurance(5 contracts, 2 carriers) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 726 | $88K |
| Short-term disability(2 contracts) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 207 | $142K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 215 | $68K |
| Other(5 contracts, 2 carriers) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 726 | $164K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,133 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.