| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CAREMAX SERVICES AGENCY3 Filed as: CAREMAX SERVICES AGENCY LLC | 1 RIVERFRONT PLACE NORTH LITTLE ROCK, AR 72114 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $35K | $253 | $35K | 10.32% |
| CHARLES DON SCHAEF3 | 17106 WATERVIEW MEADOW BOULEVARD ROLAND, AR 72134 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14K | $9K | $24K | 6.96% |
| THE FRANCIS GROUP LLC3 | 403 NORTH STREET BENTON, AR 72015 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $4K | $8K | 2.40% |
| GINA LEIGH SCHAEF3 | 17106 WATERVIEW MEADOW BOULEVARD ROLAND, AR 72135 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $193 | $4K | 1.27% |
| JENNIFER GRIGGS3 | 101 JULIE LANE BINKLEY, AR 72021 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $376 | $2K | 0.65% |
| THE HORTON GROUP3 Filed as: STEPHANIE CAROL HORTON | 3011 CONGO ROAD APARTMENT 1112 BENTON, AR 72019 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 0.58% |
| SHANNON MARIE BALDWIN3 | 14620 SOUTH 52ND EAST AVENUE BIXBY, OK 74008 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $619 | $2K | 0.57% |
| ASHLEY NICOLE BOLHOFNER3 | 113 WOODBERRY CROSSETT, AP 71635 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $41 | $2K | 0.53% |
| TFG FINANCIAL GROUP BENEFITS LLC3 | 806 BROOK HOLLOW DRIVE SHREVEPORT, LA 71105 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 0.53% |
| KAYLA WALL3 | 609 NORTH CHISHOLM TRAIL WAY MUSTANG, OK 73064 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $101 | $2K | 0.47% |
| ASHLEY NICOLE BOLHOFNER3 | 164 THORNTON FERRY ROAD APARTMENT A3 HOT SPRINGS, AR 71913 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 0.36% |
| JOHN D WALTERS3 | 211 GLEN OAKS DRIVE BENTON, AR 72015 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $985 | — | $985 | 0.29% |
| MARTHA ELIZABETH WALTERS3 | 211 GLEN OAKS DRIVE BENTON, AR 72015 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $854 | $95 | $949 | 0.28% |
| HARBISON BENEFIT CONSULTANTS LLC3 | PO BOX 386 PILOT KNOB, MO 63663 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $654 | — | $654 | 0.19% |
| RONALD NEIL FISCHER3 | 4095 SUMMERHILL SQUARE TEXARKANA, TX 75503 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $495 | $11 | $506 | 0.15% |
| ANNA MARGO BIGGS3 | 14 CLERVAUX DRIVE LITTLE ROCK, AR 72223 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $503 | — | $503 | 0.15% |
| KYLE HARDING3 | 314 HARDING ROAD NASHVILLE, AR 71852 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $399 | $62 | $461 | 0.14% |
| KEITH HOWARD LEFEVRE3 | 8885 LADY MADONNA CIRCLE UNIT 306 HIGHLANDS RANCH, CO 80129 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $297 | $93 | $390 | 0.12% |
| TIFFANY RAEANN HAMMOND3 | 29 APPLEWOOD DRIVE CABOT, AR 72023 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $387 | — | $387 | 0.11% |
| MARK ADERHOLT3 | 4300 STONEVIEW COURT LITTLE ROCK, AR 72212 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $182 | $66 | $248 | 0.07% |
| ASHLEY RENEE CUNNINGHAM3 | 6400 NORTHWEST 163RD PLACE EDMOND, OK 73013 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $157 | $63 | $220 | 0.06% |
| KRISTIE ADERHOLT3 | 4300 STONEVIEW COURT LITTLE ROCK, AR 72212 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $204 | — | $204 | 0.06% |
| NICOLE ANTIONETTE WILLIAMS3 | 12062 EAST 3RD AVENUE AURORA, CO 80011 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $175 | — | $175 | 0.05% |
| KELLY W PUG3 | 7367 SOUTH 286TH EAST AVENUE BROKEN ARROW, OK 74014 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $171 | — | $171 | 0.05% |
| DANIEL CORY3 | 1140 BANNOCK STREET DENVER, CO 80204 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $58 | $53 | $111 | 0.03% |
| BURTON M HERRING JR3 | 922 OLD FEDERAL ROAD SHORTER, AL 36075 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $89 | — | $89 | 0.03% |
| TANA L MAY3 | PO BOX 455 HARRISON, AR 72602 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $86 | $3 | $89 | 0.03% |
| CAROLE H WARREN3 | 2716 HANOVER CIRCLE SOUTH APARTMENT 801 BIRMINGHAM, AL 35205 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $86 | — | $86 | 0.03% |
| JOHN W NISWONGER3 | 525 COUNTY ROAD 233 CAPE GIRARDEAU, MO 63701 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $78 | — | $78 | 0.02% |
| DOUGLAS ANDREW CHAPIN3 | 108 ETTER STREET HOT SPRINGS, AR 71901 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $55 | — | $55 | 0.02% |
| DEBORA DAVIS3 | 252 GRANT 561 SHERIDAN, AR 72150 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $47 | — | $47 | 0.01% |
| SHANNON PIERCE3 | 1051 TRAPPERS COVE CORDOVA, TN 38018 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $38 | — | $38 | 0.01% |
| ELITE BENEFITS CONSULTING GROUP LLC3 | 13336 MARRYWOOD COURT ALPHARETTA, GA 30004 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $36 | — | $36 | 0.01% |
| EDGHILL ENTERPRISES LLC3 | 2701 NORTH 71TH STREET APARTMENT D87 LINCOLN, NE 68507 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $25 | — | $25 | 0.01% |
| WILLIAM RICHARD KYZER3 | 8211 GORDON LANE HERMITAGE, TN 37076 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $24 | — | $24 | 0.01% |
| WHITNEY FRANCIS3 | 2241 IRONDALE DRIVE BENTON, AR 72019 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $22 | — | $22 | 0.01% |
| VERA ANN PAREDES3 | 1414 RICHEY STREET SUITE 6 PASADENA, TX 77502 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $22 | — | $22 | 0.01% |
| NICHOLAS MOOR WEISSFELD3 | 1309 KNIGHTSBRIDGE DRIVE KNOXVILLE, TN 37922 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | — | $16 | 0.00% |
| MW INFINITI BENEFITS LLC3 | 11059 EAST BETHANY DRIVE SUITE 240 AURORA, CO 80014 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13 | — | $13 | 0.00% |
| TIMOTHY J REED3 | 21 AZALEA DRIVE LUMBERTON, NJ 08048 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | — | $11 | 0.00% |
| CASSIE HAMILTON3 | 5137 EAST HICKORY MEADOW DRIVE CLAREMORE, OK 74019 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | — | $11 | 0.00% |
| KAMRYN LAYNE COOK3 | 1901 SUNNY DRIVE BRINKLEY, AR 72021 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | — | $10 | 0.00% |
| DENISE J LEWIS-YOUNG3 | 13336 MARRYWOOD COURT ALPHARETTA, GA 30004 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | — | $9 | 0.00% |
| AMY SUSANNE STEED3 | 111 MELROSE DRIVE TEXARKANA, TX 75501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 0.00% |
| CAROL LEE HOLDEN3 | 5312 RADIANT LANE AMARILLO, TX 79109 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.00% |
| MARILYN K EMBERSON3 | 7220 NORTH HAMMOND AVENUE WARR ACRES, OK 73132 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.00% |
| CARLA STINER REEL3 | 12322 MALLARD BAY DRIVE KNOXVILLE, TN 37922 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| MARIA VERONICA JARQUE3 | 542 HOSMER STREET EL CAJON, CA 92020 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| TAMMY S BOOTH3 | 329 HICKORY STREET MAUD, TX 75567 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| LAURA LENEE KELLY3 | THOUSAND OAKS CIRCLE CONWAY, AR 72032 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| BRICEN WAYNE PACE3 | 23 LA VISTA DRIVE NORTH LITTLE ROCK, AR 72118 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $0 | — | $0 | 0.00% |
| JILLIAN C BEDNARA3 | 26 MASTERS PLACE COVE MAUMELLE, AR 72113 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $0 | — | $0 | 0.00% |
| DANA NICOLE CAMPBELL3 | PO BOX 38 TIOGA, LA 71477 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $0 | — | $0 | 0.00% |
| BRIAN TATES3 | 146 MOOR ROAD SHREVEPORT, LA 71106 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $0 | — | $0 | 0.00% |
| BENEFIT STRATEGIES & ADMIN3 | 325 HIAWATHA TRAIL PINEVILLE, LA 71360 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $0 | — | $0 | 0.00% |
| ECHELON INSURANCE GROUP LLC3 | 10800 FINANCIAL CENTRE PARKWAY SUITE 530 LITTLE ROCK, AR 72211 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $10K | — | $10K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,401 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,403 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | ARKANSAS BLUE CROSS AND BLUE SHIELD | 1,636 | $164K |
| Life insurance(3 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 3,013 | $518K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 625 | $354K |
| Stop-loss / reinsurancereinsurance | SKYWARD | 1,353 | $563K |
| Other(5 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 3,013 | $612K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,013 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.