| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MOODY INSURANCE AGENCY3 Filed as: MOODY INS AGENCY INC | 8055 E TUFTS AVE STE 1000 DENVER, CO 80237 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $78K | — | $78K | 4.15% |
| KRISTA K PRICE3 Filed as: KRISTA K. PRICE | 3864 S. QUINCES STREET DENVER, CO 80237 | CONTINENTAL AMERICAN INSURANCE COMPANY | $40K | — | $40K | 13.64% |
| MOODY INSURANCE AGENCY3 Filed as: MOODY INS AGENCY INC | 8055 E TUFTS AVE STE 1000 DENVER, CO 80237 | CONTINENTAL AMERICAN INSURANCE COMPANY | $21K | — | $21K | 7.07% |
| JEFFREY P PRICE3 Filed as: JEFFREY P. PRICE | 3864 S. QUINCES STREET DENVER, CO 80237 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.66% |
| KATIE J FLETCHER3 Filed as: KATIE J. FLETCHER | 9247 N. MERIDIAN ST STE 205 INDIANAPOLIS, IN 46260 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.39% |
| TIM B. ASBY3 | 9247 N. MERIDIAN ST STE 205 INDIANAPOLIS, IN 46260 | CONTINENTAL AMERICAN INSURANCE COMPANY | $493 | — | $493 | 0.17% |
| GREG DANIELS3 Filed as: GREG G. WAY | 13074 COFFEE TREE ST PARKER, CO 80134 | CONTINENTAL AMERICAN INSURANCE COMPANY | $316 | — | $316 | 0.11% |
| J MERRITT MCDOLE3 Filed as: J. MERRITT MCDOLE | 12120 SW FOOTHILL DR PORTLAND, OR 97225 | CONTINENTAL AMERICAN INSURANCE COMPANY | $182 | — | $182 | 0.06% |
| NANCY LAPHAM3 Filed as: NANCY L. HARMON | 3925 S QUATAR ST AURORA, CO 80018 | CONTINENTAL AMERICAN INSURANCE COMPANY | $172 | — | $172 | 0.06% |
| NICHOLE B JENKINS3 | 2301 BURLINGTON ST SUITE 200 KANSAS CITY, MO 64116 | CONTINENTAL AMERICAN INSURANCE COMPANY | $167 | — | $167 | 0.06% |
| CHRISTINA L SHEPARD3 Filed as: CHRISTINA L. SHEPARD | 14143 DENVER WEST PKWY STE100 LAKEWOOD, CO 80401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $117 | — | $117 | 0.04% |
| JOSE DE LOS SANTOS III3 | 155 INVERNESS DR WEST SUITE 300 ENGLEWOOD, CO 80112 | CONTINENTAL AMERICAN INSURANCE COMPANY | $103 | — | $103 | 0.04% |
| MELISSA B BOYLE3 Filed as: MELISSA B. BOYLE | 6300 E HAMPDEN AVE C101 DENVER, CO 80222 | CONTINENTAL AMERICAN INSURANCE COMPANY | $97 | — | $97 | 0.03% |
| TINA WAY3 Filed as: TINA R. WAY | 15550 E. COPPER CREEK LANE PARKER, CO 80134 | CONTINENTAL AMERICAN INSURANCE COMPANY | $95 | — | $95 | 0.03% |
| CHARLES E DAVIS3 | 1605 E NORTH ST ALBANY, MO 64402 | CONTINENTAL AMERICAN INSURANCE COMPANY | $73 | — | $73 | 0.02% |
| NICOLETTE R POWELL3 Filed as: NICOLETTE R. POWELL | 784 GATES MILLS DR FORT MILL, SC 29708 | CONTINENTAL AMERICAN INSURANCE COMPANY | $65 | — | $65 | 0.02% |
| CHRISTINA M SEXTON3 Filed as: CHRISTINA M. SEXTON | 6059 S QUEBEC ST SUITE 100 CENTENNIAL, CO 80111 | CONTINENTAL AMERICAN INSURANCE COMPANY | $57 | — | $57 | 0.02% |
| THE C & S GROUP INC3 Filed as: THE C & S GROUP, INC | 2301 BURLINGTON ST N. KANSAS CITY, MO 64116 | CONTINENTAL AMERICAN INSURANCE COMPANY | $49 | — | $49 | 0.02% |
| JAMES M GARNER3 Filed as: JAMES M. GARNER | 640 GOOSEBERRY DR UNIT 303 LONGMONT, CO 80503 | CONTINENTAL AMERICAN INSURANCE COMPANY | $48 | — | $48 | 0.02% |
| DENISE SIMPSON3 Filed as: DENISE F SIMPSON | 6209 SOUTH 24TH STREET ST JOSEPH, MO 64504 | CONTINENTAL AMERICAN INSURANCE COMPANY | $24 | — | $24 | 0.01% |
| PAMELA LEFLER3 | #3 ELMWOOD ROAD ST JOSEPH, MO 64505 | CONTINENTAL AMERICAN INSURANCE COMPANY | $24 | — | $24 | 0.01% |
| KIEFER GROUP INSURANCE AGCY LLC3 Filed as: KIEFER GROUP INSURANCE -CE AGEN LLC | 12002 SOUTH MILONA DRIVE DRAPER, UT 84020 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.00% |
| THE REVOLUTION LLC3 | 1300 S. 11TH ST SUITE 153 ST JOSEPH, MO 64503 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.00% |
| MOODY INSURANCE AGENCY3 Filed as: MOODY INS AGENCY INC | 8055 E TUFTS AVE STE 1000 DENVER, CO 80237 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $1K | $1K | 0.49% |
| MOODY INSURANCE AGENCY3 Filed as: MOODY INS AGENCY INC | 8055 E TUFTS AVE STE 1000 DENVER, CO 80237 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $1K | $1K | 0.53% |
| MOODY INSURANCE AGENCY3 Filed as: MOODY INS AGENCY INC | 8055 E TUFTS AVE STE 1000 DENVER, CO 80237 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $766 | $766 | 0.64% |
| MOODY INSURANCE AGENCY3 Filed as: MOODY INS AGENCY INC | 8055 E TUFTS AVE STE 1000 DENVER, CO 80237 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $153 | $153 | 0.37% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 897 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 901 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 839 | $1.9M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 0 | $0 |
| Vision(2 contracts) | EYEMED VISION CARE | 1,116 | $65K |
| Life insurance(2 contracts) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 946 | $290K |
| Short-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 986 | $119K |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 202 | $194K |
| Other(3 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 946 | $583K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,116 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.