No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PNC BANK EIN 25-1211909 TRUSTEE/CUSTODIAN | Investment management; Direct payment from the plan; Trustee (bank, trust company, or similar financial institution) Service code 21 | 2 PNC PLAZA, 620 LIBERTY AVENUE PITTSBURGH, PA 15222 | $153K |
| CENTRAL DATA SERVICES, INC EIN 25-1352803 NONE | Direct payment from the plan; Contract Administrator Service code 13 | 60 BLVD OF THE ALLIES, 5TH FLOOR PITTSBURGH, PA 15222 | $120K |
| SCHNEIDER DOWNS & CO., INC. EIN 25-1408703 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | ONE PPG PLACE, SUITE 1700 PITTSBURGH, PA 152225416 | $34K |
| BUCK GLOBAL, LLC EIN 13-3954297 NONE | Consulting (general); Direct payment from the plan; Actuarial Service code 11 | 11 STANWIX STREET PITTSBURGH, PA 15222 | $26K |
| MARSH USA, INC. EIN 36-1436000 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $18K |
| JEANETTE STUMP TRUSTEE | Trustee (individual); Direct payment from the plan Service code 20 | 60 BLVD OF THE ALLIES, 5TH FLOOR PITTSBURGH, PA 15222 | $7K |
| HOWARD KLINE TRUSTEE | Direct payment from the plan; Trustee (individual) Service code 20 | 60 BLVD OF THE ALLIES, 5TH FLOOR PITTSBURGH, PA 15222 | $7K |
| JAMES T. CARNEY TRUSTEE | Trustee (individual); Direct payment from the plan Service code 20 | 60 BLVD OF THE ALLIES, 5TH FLOOR PITTSBURGH, PA 15222 | $7K |
| SCHWARZWALD MCNAIR & FUSCO LLP NONE | Legal; Direct payment from the plan Service code 29 | 812 HURON RD. EAST, STE. 600 CLEVELAND, OH 44115 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 740 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 807 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,547 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIGHMARK FREEDOM BLUE | 985 | $2.4M |
| Prescription drug | HIGHMARK FREEDOM BLUE | 985 | $2.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 985 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.