| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CAROLINA BENEFITSOLUTIONS INC3 Filed as: CAROLINA BENEFIT SOLUTIONS INC | 23 B AUGUSTA COURT GREENVILLE, SC 29605 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $11K | — | $11K | 8.36% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES INC | PO BOX 785700 PHILADELPHIA, PA 19178 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 1.64% |
| CAROLINA BENEFITSOLUTIONS INC3 | 23 B AUGUSTA COURT GREENVILLE, SC 29605 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $8K | — | $8K | 8.27% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (SE) INC | PO BOX 785700 PHILADELPHIA, PA 19178 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 1.73% |
| UNITED PRODUCERS GROUP LLC3 Filed as: UNITED PRODUCERS GROUP | 1439 STUART ENGALS BLVD SUITE 300 MT PLEASANT, SC 29464 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $12K | — | $12K | 20.85% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP | PO BOX 11229 COLUMBIA, SC 29211 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $162 | — | $162 | 0.28% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INS SERVICES LLC | 7414 HODGSON MEMORIAL DRIVE SUITE 2A SAVANNAH, GA 31406 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $139 | — | $139 | 0.24% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INS SERVICES INC. | 3805 WEST CHESTER PIKE SUITE 200 NEWTOWN SQUARE, PA 19073 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $26 | — | $26 | 0.04% |
| CAROLINA BENEFITSOLUTIONS INC3 | 23 B AUGUSTA CT GREENVILLE, SC 29605 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 8.31% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (SE) INC | PO BOX 785700 PHILADELPHIA, PA 19178 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $782 | — | $782 | 1.69% |
| CAROLINA BENEFITSOLUTIONS INC3 | 23 B AUGUSTA CT GREENVILLE, SC 29605 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 8.40% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (SE) INC | PO BOX 785700 PHILADELPHIA, PA 19178 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $572 | — | $572 | 1.60% |
| CAROLINA BENEFITSOLUTIONS INC3 Filed as: CAROLINA BENEFIT SOLUTIONS | 238 AUGUSTA ROAD GREENVILLE, SC 29605 | COMMUNITY EYE CARE, LLC | $2K | — | $2K | 7.89% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES INC | 1901 ROXBOROUGH ROAD SUITE 300 CHARLOTTE, NC 28811 | COMMUNITY EYE CARE, LLC | $442 | — | $442 | 2.11% |
| CAROLINA BENEFITSOLUTIONS INC3 | 23 B AUGUSTA CT GREENVILLE, SC 29605 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $454 | — | $454 | 8.37% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (SE) INC | PO BOX 785700 PHILADELPHIA, PA 19178 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $88 | — | $88 | 1.62% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CHOICE HEALTH PLAN | 180 | $3.0M |
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 189 | $128K |
| Vision | COMMUNITY EYE CARE, LLC | 289 | $21K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 216 | $5K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 104 | $36K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 216 | $46K |
| Prescription drug | BLUE CHOICE HEALTH PLAN | 180 | $3.0M |
| Other(3 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 216 | $157K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 289 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.