| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACCRETIVE WHOLESALE INSURANCE SERVI3 Filed as: ACCRETIVE WHOLESALE INS SERVICE | 2001 LAKE POINT WAY LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC. | $15K | $5K | $19K | 0.56% |
| CORNERSTONE-CBISA3 | 1750 SCOTTSVILLE ROAD, STE 4 BOWLING GREEN, KY 42104 | HUMANA HEALTH PLAN, INC. | $12K | $1K | $13K | 0.39% |
| INSURANCE WORKS INC3 | 103 WIND HAVEN DRIVE, STE 200 NICHOLASVILLE, KY 40356 | HUMANA HEALTH PLAN, INC. | $13K | — | $13K | 0.38% |
| C. KENTON PHILLIPPI3 | P.O. BOX 22126 LEXINGTON, KY 40522 | HUMANA HEALTH PLAN, INC. | $10K | $844 | $11K | 0.31% |
| HOUCHENS INSURANCE GROUP INC3 Filed as: HOUCHENS INSURANCE GROUP | 1750 SCOTTSVILLE ROAD, STE 4 BOWLING GREEN, KY 42104 | HUMANA HEALTH PLAN, INC. | $10K | $991 | $11K | 0.31% |
| FOUNDATION RISK PARTNERS CORP3 | 1540 CORNERSTONE BLVD, STE 230 DAYTONA BEACH, FL 32117 | HUMANA HEALTH PLAN, INC. | $8K | $2K | $11K | 0.31% |
| GCH INSURANCE3 | 35000 KAISER COURT WILLOUGHBY, OH 44094 | HUMANA HEALTH PLAN, INC. | $8K | $306 | $9K | 0.25% |
| TOOHEY INSURANCE SERVICES LLC3 Filed as: TOOHEY INSURANCE | P.O. BOX 1265 SOMERSET, KY 42502 | HUMANA HEALTH PLAN, INC. | $8K | — | $8K | 0.25% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH MCLENNAN AGENCY | 360 E. VINE STREET, STE 200 LEXINGTON, KY 40507 | HUMANA HEALTH PLAN, INC. | $6K | $578 | $6K | 0.18% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 2600 EASTPOINT PKWY LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC. | $5K | $678 | $6K | 0.17% |
| E M FORD & CO LLC3 Filed as: EM FORD | 600 FREDERICA STREET OWENSBORO, KY 42301 | HUMANA HEALTH PLAN, INC. | $5K | $316 | $6K | 0.17% |
| MARK ONISHI3 | 3024 ROUNDWAY DOWN LANE LEXINGTON, KY 40509 | HUMANA HEALTH PLAN, INC. | $6K | — | $6K | 0.16% |
| KEYSTONE INSURANCE & BENEFITS GROUP3 Filed as: KEYSTONE INSURANCE | 13800 JACKSON ROAD MISHAWAKA, IN 46544 | HUMANA HEALTH PLAN, INC. | $5K | $771 | $5K | 0.16% |
| BENJAMIN BYRNE & ASSOCIATES3 Filed as: BENJAMIN BRYNE & ASSOCIATES | 9401 WILLIAMSBURG PLAZA, STE 100 LOUISVILLE, KY 40222 | HUMANA HEALTH PLAN, INC. | $3K | $878 | $4K | 0.12% |
| HOLLAND STIVERS EMPLOYER SOLUTIONS3 Filed as: HOLLAND STIVERS & ASSOCIATES | 2660 OVILET CHURCH ROAD, STE 1 PADUCAH, KY 42001 | HUMANA HEALTH PLAN, INC. | $3K | — | $3K | 0.10% |
| BIM GROUP3 | 1151 RED MILE ROAD LEXINGTON, KY 40504 | HUMANA HEALTH PLAN, INC. | $3K | $403 | $3K | 0.10% |
| PIKE & PRESTON LLC3 | 444 E. MAIN STREET, STE 204 LEXINGTON, KY 40507 | HUMANA HEALTH PLAN, INC. | $3K | $473 | $3K | 0.09% |
| MEDLINK INC3 Filed as: MEDLINK | 2001 LAKE POINT WAY LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC. | $2K | $508 | $3K | 0.07% |
| ENERGY INSURANCE AGENCY INC3 Filed as: ENERGY INSURANCE AGENCY | P.O. BOX 22126 LEXINGTON, KY 40522 | HUMANA HEALTH PLAN, INC. | $2K | $245 | $2K | 0.06% |
| JASON YOUNG & ASSOCIATES3 | 131 PROSPEROUS PLACE, STE 14A LEXINGTON, KY 40509 | HUMANA HEALTH PLAN, INC. | $2K | — | $2K | 0.05% |
| HYLANT GROUP INC3 Filed as: HYLAND, BLOCK & HYLAND | 9750 ORMSBY STATION ROAD LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC. | $1K | $92 | $1K | 0.04% |
| EMPLOYEE BENEFIT ASSOCIATES, INC.3 Filed as: EMPLOYEE BENEFIT ASSOCIATES | P.O. BOX 5100 FRANKFORT, KY 40602 | HUMANA HEALTH PLAN, INC. | $677 | $512 | $1K | 0.03% |
| CENTRAL INSURANCE AND INVESTMENTS3 | 550 S. 5TH STREET, UNIT 303 LOUISVILLE, KY 40202 | HUMANA HEALTH PLAN, INC. | $779 | $254 | $1K | 0.03% |
| MAVERICK INSURANCE3 | 9200 SHELBYVILLE ROAD, STE 425 LOUISVILLE, KY 40222 | HUMANA HEALTH PLAN, INC. | $1K | — | $1K | 0.03% |
| PREFERRED BENEFITS LLC3 Filed as: PREFERRED BENEFITS | 3702 BROWNSBORO ROAD LOUISVILLE, KY 40207 | HUMANA HEALTH PLAN, INC. | $677 | $144 | $821 | 0.02% |
| GULIAN BLANTON AGENCY3 | 9401 WILLIAMSBURG PLAZA, STE 100 LOUISVILLE, KY 40222 | HUMANA HEALTH PLAN, INC. | $692 | $121 | $813 | 0.02% |
| STONEBRIDGE INSURANCE3 | 4325 N. LANDSDOWNE STE 4B OWENSBORO, KY 42303 | HUMANA HEALTH PLAN, INC. | $651 | — | $651 | 0.02% |
| ASD INSURANCE AND FINANCIAL SERVICE3 Filed as: ASD INSURANCE FINANCIAL SERVICE | 3450 LAKESIDE DRIVE, STE 400 MIRAMAR, FL 33027 | HUMANA HEALTH PLAN, INC. | $475 | $161 | $636 | 0.02% |
| JASON YOUNG & ASSOCIATES3 | P.O. BOX 816 MT STERLING, KY 40353 | HUMANA HEALTH PLAN, INC. | $542 | $73 | $615 | 0.02% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS | 435 N. WHITTINGTON PKWY, STE 300 LOUISVILLE, KY 40222 | HUMANA HEALTH PLAN, INC. | $374 | $178 | $552 | 0.02% |
| CHUCK BERRY INSURANCE AGENCY3 | 1795 ALYSHEBA WAY, STE 4202 LEXINGTON, KY 40509 | HUMANA HEALTH PLAN, INC. | $508 | — | $508 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH PLAN, INC. | 482 | $3.4M |
| Prescription drug | HUMANA HEALTH PLAN, INC. | 482 | $3.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 482 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.