| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC | — | INDEPENDENCE BLUE CROSS - KEYSTONE | $24K | — | $24K | 5.61% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC | — | INDEPENDENCE BLUE CROSS | $14K | — | $14K | 4.12% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES PA INC | — | UNITEDHEALTHCARE | $3K | — | $3K | 5.00% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES PA INC | — | UNITED OF OMAHA | $2K | $373 | $2K | 17.65% |
| TOTALIS BENEFITS3 Filed as: TOTALIS BENEFITS INC | — | UNITED OF OMAHA | — | $463 | $463 | 3.29% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 | — | UNITED OF OMAHA | — | $241 | $241 | 1.71% |
| NFP INSURANCE SERVICES INC3 | — | UNITED OF OMAHA | — | $156 | $156 | 1.11% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES PA INC | — | UNITED OF OMAHA | $2K | $408 | $2K | 18.02% |
| TOTALIS BENEFITS3 Filed as: TOTALIS BENEFITS INC | — | UNITED OF OMAHA | — | $456 | $456 | 3.38% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 | — | UNITED OF OMAHA | — | $219 | $219 | 1.62% |
| NFP INSURANCE SERVICES INC3 | — | UNITED OF OMAHA | — | $170 | $170 | 1.26% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES PA INC | — | UNITED OF OMAHA | $1K | $451 | $1K | 14.34% |
| TOTALIS BENEFITS3 Filed as: TOTALIS BENEFITS INC | — | UNITED OF OMAHA | — | $345 | $345 | 3.31% |
| NFP INSURANCE SERVICES INC3 | — | UNITED OF OMAHA | — | $188 | $188 | 1.81% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 | — | UNITED OF OMAHA | — | $88 | $88 | 0.84% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES PA INC | — | UNITED OF OMAHA | $661 | $193 | $854 | 12.92% |
| TOTALIS BENEFITS3 Filed as: TOTALIS BENEFITS INC | — | UNITED OF OMAHA | — | $224 | $224 | 3.39% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 | — | UNITED OF OMAHA | — | $106 | $106 | 1.60% |
| NFP INSURANCE SERVICES INC3 | — | UNITED OF OMAHA | — | $80 | $80 | 1.21% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES PA INC | — | UNITED OF OMAHA | $325 | $97 | $422 | 12.99% |
| TOTALIS BENEFITS3 Filed as: TOTALIS BENEFITS INC | — | UNITED OF OMAHA | — | $114 | $114 | 3.51% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 | — | UNITED OF OMAHA | — | $49 | $49 | 1.51% |
| NFP INSURANCE SERVICES INC3 | — | UNITED OF OMAHA | — | $40 | $40 | 1.23% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES PA INC | — | UNITED OF OMAHA | $104 | $40 | $144 | 13.83% |
| TOTALIS BENEFITS3 Filed as: TOTALIS BENEFITS INC | — | UNITED OF OMAHA | — | $34 | $34 | 3.27% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 | — | UNITED OF OMAHA | — | $18 | $18 | 1.73% |
| NFP INSURANCE SERVICES INC3 | — | UNITED OF OMAHA | — | $17 | $17 | 1.63% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 142 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 142 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | INDEPENDENCE BLUE CROSS - KEYSTONE | 56 | $773K |
| Dental | UNITEDHEALTHCARE | 125 | $51K |
| Vision | UNITEDHEALTHCARE | 125 | $51K |
| Life insurance(2 contracts) | UNITED OF OMAHA | 142 | $17K |
| Short-term disability | UNITED OF OMAHA | 35 | $14K |
| Long-term disability | UNITED OF OMAHA | 49 | $13K |
| Prescription drug(2 contracts) | INDEPENDENCE BLUE CROSS | 56 | $502K |
| Other(4 contracts) | UNITED OF OMAHA | 142 | $21K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 142 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.