See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 1 contract row with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| TOTAL PLAN CONCEPTS THIRD PARTY ADMINISTRATOR | Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator Service code 12 | 571 MCDONALD AVE BROOKLYN, NY 11218 | $2.0M |
| FREEDOM CARE LLC EIN 81-0913242 MANAGEMENT FEE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 1979 MARCUS AVENUE NEW HYDE PARK, NY 11042 | $480K |
| SMITH RX PRESCRIPTION DRUG VENDOR | Other services Service code 49 | 300 BRANNAN S SAN FRANCISCO, CA 94107 | $81K |
| CONSILIUM SOLUTIONS, LLC EIN 87-2931751 CONSULTANT | Consulting (general) Service code 16 | — | $43K |
| PERR & KNIGHT ACTUARY | Actuarial Service code 11 | 3 2ND ST 1202 JERSEY CITY, NJ 07311 | $27K |
| HODGSON RUSS LLP ATTORNEY | Legal Service code 29 | 605 3RD AVE 2300 NEW YORK, NY 10158 | $25K |
| BRODY AND ASSOCIATES, LLC ATTORNEY | Legal Service code 29 | 120 POST RD W 101 WESTPORT, CT 06880 | $20K |
| SOLOMON PAGE GROUP, LLC BENEFITS COORDINATOR | Other services Service code 49 | 260 MADISON AVE NEW YORK, NY 10016 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,753 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 39 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,792 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 381 | $436K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 381 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.