# HARBOR FREIGHT TOOLS EMPLOYEE WELFARE PLAN

Health and welfare plan sponsored by **HARBOR FREIGHT TOOLS USA, INC.**. Form 5500 filing for plan year 2025.

| Field | Value |
|---|---|
| Sponsor | HARBOR FREIGHT TOOLS USA, INC. |
| EIN | 770465196 |
| Plan number | 501 |
| Plan year | 2025 |
| Location | CALABASAS, CA |
| Industry | retail |
| Funding | fully insured |
| Total premiums | $37.5M |
| Participants | 35,238 |
| Persons covered | 25,932 |

## Insurance carriers (Schedule A)

| Carrier | Coverage |
|---|---|
| AFLAC | Life, STD, LTD, Other |
| KAISER PERMANENTE | Health, Rx, HMO |
| ANTHEM LIFE INSURANCE COMPANY | Health, Rx, HMO |
| VOYA FINANCIAL | Other |
| NATIONWIDE LIFE INSURANCE COMPANY | Health, Rx, Life, STD, Other |
| ARAG LEGAL | Other |
| AMERITAS LIFE INSURANCE CORP. | Dental, Vision |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Dental, Indemnity, Health, Rx |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | LTD |
| CURALINC HEALTHCARE | Other |
| CRUM & FORSTER | Other |

## Brokers

| Broker | Placed with |
|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED | CONTINENTAL AMERICAN INSURANCE COMPANY |
| HUB INTERNATIONAL MIDWEST LIMITED | RELIASTAR LIFE INSURANCE COMPANY |
| ALIGHT SOLUTIONS | RELIASTAR LIFE INSURANCE COMPANY |
| HUB INTERNATIONAL MIDWEST LIMITED | NATIONWIDE |
| HUB INTERNATIONAL MIDWEST LIMITED | ARAG INSURANCE COMPANY |
| HUB INTERNATIONAL MIDWEST LIMITED | AMERITAS |
| HUB INTERNATIONAL MIDWEST LIMITED | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY |
| HUB INTERNATIONAL MIDWEST LIMITED | CRUM & FORSTER |
| HUB INTERNATIONAL MIDWEST LIMITED | CIGNA HEALTH AND LIFE INSURANCE COMPANY |

## About this data

- Source: public Form 5500 filings from the U.S. Department of Labor (EBSA), rebuilt on each DOL release.
- Full page (charts, history, peer benchmarks, fees, contacts): https://planoptica.com/welfare/770465196-501
- Cite as: PlanOptica, https://planoptica.com/welfare/770465196-501
- More: https://planoptica.com/llms.txt · API waitlist: https://planoptica.com/developers
