| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | 2929 ALLEN PARKWAY,#2600 HOUSTON, TX 77019 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $121K | — | $121K | 6.30% |
| MARSH & MCLENNAN AGENCY LLC3 | 1600 WEST 7TH STREET FORT WORTH, TX 76102 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $124K | — | $124K | 15.00% |
| MARSH & MCLENNAN AGENCY LLC3 | 1600 WEST 7TH STREET FORT WORTH, TX 76102 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $109K | — | $109K | 15.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH WORTHAM - FORT WORTH, TX | PO BOX 301598 DALLAS, TX 75303 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $65K | — | $65K | 16.86% |
| ASSUREX3 Filed as: ASSUREX GLOBAL CORPORATION EXCHANGE | 175 SOUTH THIRD ST, STE 800 COLUMBUS, OH 43215 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $4K | — | $4K | 1.05% |
| MARSH & MCLENNAN AGENCY LLC3 | 2929 ALLEN PARKWAY,#2600 HOUSTON, TX 77019 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $36K | — | $36K | 16.37% |
| MARSH & MCLENNAN AGENCY LLC3 | 2929 ALLEN PARKWAY,#2600 HOUSTON, TX 77019 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $23K | — | $23K | 16.38% |
| MARSH & MCLENNAN AGENCY LLC3 | 2929 ALLEN PARKWAY,#2600 HOUSTON, TX 77019 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $24K | — | $24K | 21.84% |
| MARSH & MCLENNAN AGENCY LLC3 | 1600 WEST 7TH STREET FORT WORTH, TX 76102 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $10K | — | $10K | 15.00% |
| TRIONFO3 | 333 WEST PIERCE RD, STE 190 ITASCA, IL 60143 | METLIFE LEGAL PLANS | $28 | $36 | $64 | 23.19% |
| FLEXIBLE BENEFIT SERVICE CORP3 | 8770 W. BRYN MAWR AVE SUITE 1290W CHICAGO, IL 60631 | METLIFE LEGAL PLANS | — | $4 | $4 | 1.45% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,699 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,702 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 5,179 | $1.9M |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 4,687 | $386K |
| Life insurance(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 6,699 | $858K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,296 | $825K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,826 | $115K |
| Other(6 contracts, 3 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 6,700 | $561K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,700 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.