| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BABCOCK CONSULTING GROUP LLC3 | — | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $40K | $22K | $61K | 5.41% |
| BABCOCK CONSULTING GROUP LLC3 Filed as: BABCOCK CONSULTING GROUP, LLC | 5020 UTICA STREET METAIRIE, LA 70006 | UNITEDHEALTHCARE INSURANCE COMPANY | $6K | — | $6K | 10.00% |
| BABCOCK CONSULTING GROUP LLC3 Filed as: BABCOCK CONSULTING GROUP, LLC | 5020 UTICA STREET METAIRIE, LA 70006 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | — | $5K | 15.00% |
| BABCOCK CONSULTING GROUP LLC3 Filed as: BABCOCK CONSULTING GROUP, LLC | 5020 UTICA STREET METAIRIE, LA 70006 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | — | $5K | 15.09% |
| BABCOCK CONSULTING GROUP LLC3 Filed as: BABCOCK CONSULTING GROUP, LLC | 5020 UTICA STREET METAIRIE, LA 70006 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 15.03% |
| BABCOCK CONSULTING GROUP LLC3 | 5020 UTICA STREET METAIRIE, LA 70006 | AMERICAN LIFE INSURANCE COMPANY | $3K | — | $3K | 16.10% |
| BABCOCK CONSULTING GROUP LLC3 | 5020 UTICA STREET METAIRIE, LA 70006 | AMERICAN LIFE INSURANCE COMPANY | $2K | — | $2K | 13.89% |
| BRIAN PATUREAU LLC3 | 229 RUE CHANTILLY COVINGTON, LA 70433 | AMERICAN LIFE INSURANCE COMPANY | $2K | — | $2K | 8.71% |
| CRESCENT CITY BENEFITS INS3 Filed as: CRESCENT CITY BENEFITS | 5213 TOBY LANE KENNER, LA 70065 | AMERICAN LIFE INSURANCE COMPANY | $2K | — | $2K | 8.71% |
| BRIAN PATUREAU LLC3 | 229 RUE CHANTILLY COVINGTON, LA 70433 | AMERICAN LIFE INSURANCE COMPANY | $1K | — | $1K | 7.52% |
| CRESCENT CITY BENEFITS INS3 Filed as: CRESCENT CITY BENEFITS | 5213 TOBY LANE KENNER, LA 70065 | AMERICAN LIFE INSURANCE COMPANY | $1K | — | $1K | 7.52% |
| RIEHM BENEFITS LLC3 | 1 ZION STREET KENNER, LA 70065 | AMERICAN LIFE INSURANCE COMPANY | $712 | — | $712 | 4.00% |
| RIEHM BENEFITS LLC3 | 1 ZION STREET KENNER, LA 70065 | AMERICAN LIFE INSURANCE COMPANY | $615 | — | $615 | 3.45% |
| BABCOCK CONSULTING GROUP LLC3 Filed as: BABCOCK CONSULTING GROUP, LLC | 5020 UTICA STREET METAIRIE, LA 70006 | NATIONAL VISION ADMINISTRATORS, L.L.C. | $981 | — | $981 | 15.00% |
| BABCOCK CONSULTING GROUP LLC3 | 5020 UTICA STREET METAIRIE, LA 70006 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $989 | — | $989 | 15.66% |
| BABCOCK CONSULTING GROUP LLC3 | 5020 UTICA STREET METAIRIE, LA 70006 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $905 | — | $905 | 14.33% |
| BRIAN PATUREAU LLC3 | 229 RUE CHANTILLY COVINGTON, LA 70433 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $535 | — | $535 | 8.47% |
| CRESCENT CITY BENEFITS INS3 Filed as: CRESCENT CITY BENEFITS | 5213 TOBY LANE KENNER, LA 70065 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $535 | — | $535 | 8.47% |
| BRIAN PATUREAU LLC3 | 229 RUE CHANTILLY COVINGTON, LA 70433 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $490 | — | $490 | 7.76% |
| CRESCENT CITY BENEFITS INS3 Filed as: CRESCENT CITY BENEFITS | 5213 TOBY LANE KENNER, LA 70065 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $490 | — | $490 | 7.76% |
| RIEHM BENEFITS LLC3 | 1 ZION STREET KENNER, LA 70065 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $246 | — | $246 | 3.89% |
| RIEHM BENEFITS LLC3 | 1 ZION STREET KENNER, LA 70065 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $225 | — | $225 | 3.56% |
| BABCOCK CONSULTING GROUP LLC3 | 5020 UTICA STREET METAIRIE, LA 70006 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $309 | — | $309 | 15.58% |
| BABCOCK CONSULTING GROUP LLC3 | 5020 UTICA STREET METAIRIE, LA 70006 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $284 | — | $284 | 14.32% |
| BRIAN PATUREAU LLC3 | 229 RUE CHANTILLY COVINGTON, LA 70433 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $167 | — | $167 | 8.42% |
| CRESCENT CITY BENEFITS INS3 Filed as: CRESCENT CITY BENEFITS | 5213 TOBY LANE KENNER, LA 70065 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $167 | — | $167 | 8.42% |
| BRIAN PATUREAU LLC3 | 229 RUE CHANTILLY COVINGTON, LA 70433 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $154 | — | $154 | 7.77% |
| CRESCENT CITY BENEFITS INS3 Filed as: CRESCENT CITY BENEFITS | 5213 TOBY LANE KENNER, LA 70065 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $154 | — | $154 | 7.77% |
| RIEHM BENEFITS LLC3 | 1 ZION STREET KENNER, LA 70065 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $77 | — | $77 | 3.88% |
| RIEHM BENEFITS LLC3 | 1 ZION STREET KENNER, LA 70065 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $71 | — | $71 | 3.58% |
| BABCOCK CONSULTING GROUP LLC3 Filed as: BABCOCK CONSULTING GROUP, LLC | 5020 UTICA STREET METAIRIE, LA 70006 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $285 | — | $285 | 15.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 170 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 171 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 96 | $1.1M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 280 | $63K |
| Vision | NATIONAL VISION ADMINISTRATORS, L.L.C. | 92 | $7K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 172 | $35K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 172 | $22K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 68 | $36K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 96 | $1.1M |
| Other(5 contracts, 3 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 172 | $63K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 280 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.