| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| M&P INSURANCE & INVESTMENT SERVICES3 | PO BOX 99 NEWPORT, AR 72112 | HARTFORD LIFE AND ACCIDENT | $32K | — | $32K | 15.00% |
| M&P INSURANCE AND INVESTMENT SERVIC3 | PO BOX 99 105 LAUREL ST. NEWPORT, AR 72112 | USABLE LIFE | $10K | — | $10K | 8.98% |
| MARTIN MCCALL3 | 4203 STEPHANIE LANE JONESBORO, AR 72401 | USABLE LIFE | $4K | — | $4K | 3.53% |
| MARIA VANDYKE3 | 13 PAWNEE CT. MAUMELLE, AR 72113 | USABLE LIFE | $453 | — | $453 | 0.39% |
| JERRY DUNCAN3 | 516 E.. MILLSAP RD. STE. 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $374 | — | $374 | 0.32% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: ARKANSAS BCBS | 601 S. GAINES ST. LITTLE ROCK, AR 72201 | USABLE LIFE | $78 | — | $78 | 0.07% |
| M&P INSURANCE AND INVESTMENT SERVIC3 | PO BOX 99 105 LAUREL ST. NEWPORT, AR 72112 | USABLE LIFE | $6K | — | $6K | 9.13% |
| MARTIN MCCALL3 | 315 CR 782 JONESBORO, AR 72405 | USABLE LIFE | $1K | — | $1K | 1.48% |
| CHASE CAIN3 | 2206 N. CLEVELAND ST. LITTLE ROCK, AR 72207 | USABLE LIFE | $222 | — | $222 | 0.32% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 262 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 262 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ARKANSAS BLUE CROSS BLUE SHIELD | 262 | $2.6M |
| Dental | ARKANSAS BLUE CROSS BLUE SHIELD | 263 | $160K |
| Vision | ARKANSAS BLUE CROSS BLUE SHIELD | 216 | $37K |
| Life insurance(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 273 | $330K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 260 | $214K |
| Prescription drug | ARKANSAS BLUE CROSS BLUE SHIELD | 262 | $2.6M |
| Other(3 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 273 | $400K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 273 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.