# MANNA DEVELOPMENT GROUP, LLC HEALTH AND WELFARE PLAN

Health and welfare plan sponsored by **MANNA DEVELOPMENT GROUP, LLC** (dba PANERA BREAD). Form 5500 filing for plan year 2025.

| Field | Value |
|---|---|
| Sponsor | MANNA DEVELOPMENT GROUP, LLC |
| EIN | 680559765 |
| Plan number | 503 |
| Plan year | 2025 |
| Location | ENCINTAS, CA |
| Industry | Accommodation and Food Services |
| Funding | fully insured |
| Total premiums | $780K |
| Participants | 1,015 |
| Persons covered | 828 |

## Insurance carriers (Schedule A)

| Carrier | Coverage |
|---|---|
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Dental, HMO |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life, STD, LTD, Other |
| VOYA FINANCIAL | Life, Other |
| AETNA LIFE INSURANCE COMPANY | Health |
| FIDELITY SECURITY LIFE INSURANCE COMPANY | Vision |
| METROPOLITAN GENERAL INSURANCE COMPANY | Other |

## Brokers

| Broker | Placed with |
|---|---|
| PIPER JORDAN HEALTH & BENEFITS | GUARDIAN |
| ROBYN PIPER | GUARDIAN |
| PIPER JORDAN HEALTH & BENEFITS | RELIASTAR LIFE INSURANCE COMPANY |
| BROWN & BROWN INSURANCE SERVICES | UNUM LIFE INSURANCE COMPANY OF AMERICA |
| BROWN & BROWN INSURANCE SERVICES | AETNA LIFE INSURANCE COMPANY |
| ROBYN PIPER | UNUM LIFE INSURANCE COMPANY OF AMERICA |
| BROWN & BROWN INSURANCE SERVICES | FIDELITY SECURITY LIFE INSURANCE COMPANY |
| ROBYN PIPER | UNUM INSURANCE COMPANY |
| PIPER JORDAN HEALTH & BENEFITS | METROPOLITAN GENERAL INSURANCE COMPANY |
| BROWN & BROWN INSURANCE SERVICES | METROPOLITAN GENERAL INSURANCE COMPANY |

## About this data

- Source: public Form 5500 filings from the U.S. Department of Labor (EBSA), rebuilt on each DOL release.
- Full page (charts, history, peer benchmarks, fees, contacts): https://planoptica.com/welfare/680559765-503
- Cite as: PlanOptica, https://planoptica.com/welfare/680559765-503
- More: https://planoptica.com/llms.txt · API waitlist: https://planoptica.com/developers